Which Insurance company are you with?

[Silvertfox]

Which Insurance company are you with?

Is that +45 as in pensioner discount?

Haha! No pensioner discount here! Just past the age hurdle in terms of having to pay for inexperience.

[anders]

Have you tried QBE? - I have used them for about 7 years now and found them to be excellent - I pay by the month with no penalty, can choose my own repairer which I have done, the assessors are excellent and turnaround was fast - chose a slightly higher excess to reduce the premium but after Allianz and the experience I had with them several years ago

[Dutch77]

Have you tried QBE?

Tried a quote out then, it didn't like me so much.. +20% on the equivalent RAA quote with mods. Didn't compare minus though, that could make a big difference.

[MomijiTMO]

Currently with AAMI for $877. 24 male 2011 GTI Manual 4053. No accidents or mods or license suspensions.

When I turn 25 I'm going with Suncorp. It will cost more but they will cover any modification except for special paint, roll cages, turbo mods, NOS. so if I go for stage 2, they will insure me for the same price and same excess. If I ever get enough spare cash to go for stage 3 mods I guess I'm going to go with Shannons or JCI :/. No multi policy discounts then.

Regarding discounts for online quotes - you are getting a discount for NOT calling up. If you call up, then too bad on your discount. I bet that the person you are speaking to wont get credited for a sale and you are probably affecting their KPIs. Maybe they were under the pump etc? So many possibilities. I wish they didn't have online discounts as it sort of ruins customer service. I like calling up and having a good old chat :p

[Dutch77]

I'm fine with the concept of the cheaper online price for NOT calling, but their online information is very basic and when you're talking about your pride and joy (to borrow an advertising line from one) you want to make sure you are actually covered.

Unmodified no probs, but it's nice to get clear confirmation and have this stuff noted on the policy to ensure you are covered.. maybe the call centre staffer was having a bad day but I really couldn't get a firm clue as to whether I would be covered properly or not. Yes at first glance it appears I would be, but they had so little information available even on things like the claims process and choice of repairer it did put me off.

FWIW when I did go with Allianz (unmodified) they were always friendly and gave me the online discounted price on the phone - probably cause I did the data entry, I really just wanted clarification on a few things. Ditto RAA and Shannons, both very friendly on the phone.

[MomijiTMO]

Well you are a customer and you should have had better service anyway .

[Dutch77]

Ha, agreed.

Their quote was reasonable, especially if it did actually cover the planned mods. A couple of other insurers seem to get worried about how much is being spent on mods, rather than looking at what the insured value should be. I couldn't care less about the insurance on the mods as such, so long as the car is legal and I can get $x on a write-off then if the premium is reasonable both parties are happy.

The other thing I didn't really like with Suncorp was their move away from the ratings/no claim system. Maybe it will become the norm, but for now when every other insurer likes to know your a full rating 1 driver I don't really want the hassle of re-proving that down the track if I left Suncorp.

[DKC]

I'm with Shannons and have been happy with them. However recently I've put my parents onto Youi as they were much cheaper and they are not bad when it comes to claims.

[sVWatt]

Insurance Costs for GTi?

Hi guys,
As a relatively new GTi owner, can I get an indication of fully comp insurance costs?

I'm paying $88 per month via the vw dealer sourcing me the best price. I tried about 5 online sites and couldn't get better.

Anyone beat 88?

Cheers

[Harrydhillon]

Insurance Costs for GTi?

Hey... I have the polo gti... Paying $60 a month via NRMA with windscreen option and valued at about 37k




Harry
MY13.5 Red Polo GTI

[walbjj]

need to compare apples with apples as nsw gets raped hardest. qld gets the cream. things r cheap there.

anyway, saying that, i pay $900 a year for my gti in sydney. but im over 35

[sVWatt]

need to compare apples with apples as nsw gets raped hardest. qld gets the cream. things r cheap there.

anyway, saying that, i pay $900 a year for my gti in sydney. but im over 35

Yeh, I think ACT gets pretty well shafted too. I'm mid 40's with car off street parked, new glass, and 60% no claims. New for old within first three years.

[will86_]

88 sounds quite cheap. When I purchased my car new 2 years ago, I paid 1600 (133 per month), but I was 25 and it was considered relatively cheap at the time. 2 years later, it costs me 1100 (91 per month) with nrma, no faults, claims or negative driving history and 60% no claim bonus. I live in Sydney and car is insured for market value (which was 35-37k or something from what I remember)

[Silvertfox]

Insurance Costs for GTi?

Golf R, qld, 50yo, stage 2+ declared, $520.

[will86_]

Golf R, qld, 50yo, stage 2+ declared, $520.

That's dirt cheap! =0