Which Insurance company are you with?

[cme2c]

Interesting experience getting insurance for the Golf. I shop around and was amazed at the differences. The insurance we went for was about $750 for $45000, 2 over 30 drivers with 65% no claim for life etc, age excesses not excessive etc. One quote was $1131, and no cover AT ALL for drivers under 30. Another one of life little bizzarities.

[madison]

I have an 118tsi - i'm 23 Female got insurance to cover 35K through NRMA got 65% no claim bonus im paying $1214

[cme2c]

I have an 118tsi - i'm 23 Female got insurance to cover 35K through NRMA got 65% no claim bonus im paying $1214

The $750 was NRMA. Sometimes it's good being old

[team_v]

Virgin do car insurance now, i just found out recently.

Could be a cheaper option if you are looking:

http://virginmoney.com.au/car-insurance/

[RECRUT]

Im 27, rating one. Suncorp.

Paying $620 p y

[hkogti]

Bingle, 28 male $472

[Nicho]

Interesting experience getting insurance for the Golf. I shop around and was amazed at the differences. The insurance we went for was about $750 for $45000, 2 over 30 drivers with 65% no claim for life etc, age excesses not excessive etc. One quote was $1131, and no cover AT ALL for drivers under 30. Another one of life little bizzarities.

That is a pretty good price cme2c...fall into the more mature market now myself

I went for AAMI and use the car for business purposes. I also got windscreen and car hire and it was $1257!! I though it not bad as it was better than GIO pricing. I didn't consider NRMA because they have traditionally been expensive but based on that I think I will cancel and go with NRMA! I assume you went for Market Value over a specific car value?

I prefer to stay with a bigger name rather than the likes of Bingle, but that is just a preference.....

[oileoi]

Bingle, 28 male $472

Interesting the price different, I was quote today $998 with them. Im 27 Male, no claims in the past 3 years, Melbourne 3162.

I was wondering how did you get that price?

[cktsi]

I think everyone's circumstances is different and you have to constantly check & call around for a few quotes at renewal time. If Bingle is the cheapest for one person, it may be more expensive for another.

Age, gender, location car is garaged etc all play a factor. I think the companies have different data & use different formulas to calculate premiums.

For me, personally Allianz was the cheapest ($720) compared to Bingle, NRMA, CommInsure, GIO, AAMI, and VW's Allianz policy (which the VW insurance person wasn't too happy about).

[cme2c]

That is a pretty good price cme2c...fall into the more mature market now myself

I went for AAMI and use the car for business purposes. I also got windscreen and car hire and it was $1257!! I though it not bad as it was better than GIO pricing. I didn't consider NRMA because they have traditionally been expensive but based on that I think I will cancel and go with NRMA! I assume you went for Market Value over a specific car value?

I prefer to stay with a bigger name rather than the likes of Bingle, but that is just a preference.....

Agreed value $45,100. I do get a multiple policy discount. Also, the prices quoted here say nothing about where the car is parked. North West Sydney .

I also have an old Bedford van. NRMA pays me to comprehensively insure it. Comprehensive insurance for $1200 agreed value is $185. I get a $300 discount on the green slip because it's comprehensively insured.

My wife's former car before the 118TSI was a Honda Accord Euro Luxury Navi. Honda insurance about $950. GIO $1450. Honda insurance supplied by Suncorp , through their GIO subsidiary. Go figure.

[cme2c]

For me, personally Allianz was the cheapest ($720) compared to Bingle, NRMA, CommInsure, GIO, AAMI, and VW's Allianz policy (which the VW insurance person wasn't too happy about).

Allianz wanted to charge me $1131 and not let any under 30 year olds drive it. Yet, they were the cheapest (of the companies I'd trust) on my Peugeot 206 GTi. Budget direct the dearest.

I will never understand insurance companies.

[cube_3]

That is a pretty good price cme2c...fall into the more mature market now myself

I went for AAMI and use the car for business purposes. I also got windscreen and car hire and it was $1257!! I though it not bad as it was better than GIO pricing. I didn't consider NRMA because they have traditionally been expensive but based on that I think I will cancel and go with NRMA! I assume you went for Market Value over a specific car value?

I prefer to stay with a bigger name rather than the likes of Bingle, but that is just a preference.....

Hey Nicho,

Bingle is actually underwritten by AAMI.

[Nicho]

Hey Nicho,

Bingle is actually underwritten by AAMI.

Yeah...I know thanks cube...but AAMI can be bad enough on their own at times.....

[cube_3]

I agree that the insurance companies have weird criteria in working out cost. I currently have a 2004 GolfMK4 generation 1.6 litre Curretnyl insued for about $400 with budget direct. The market value is around $13000 to $14000.

When I check the online insurance with SGIO (in WA I think they are part of NRMA) They want to charge me $619 for the same car. IF I change the car to a Golf6 118TSI current year they charge $478 and if I cahnge it to a 2009 MK5 GTI they say $445 ... so their logic is the newer or more expensive and faster the car the cheaper the insurance ?????
How can a 5 year old car with 1/3 or less of the values of the others cost so much more to insure!

[Nicho]

What are your thoughts on Market value vs agreed/set value???