Which Insurance company are you with?

[Finance_Analyst]

And to think that I was driving a rusty Austin Mini 1000 at that age

I was worse - I had a VL commodore with those cop style rims

[justin]

Was with CGU, but just signed up with Shannon's for my GTD. $693.42/yr.

[corsa350]

I'm with NRMA for Golf R from tomorrow when I pick her up.
Premium wise, NRMA was the cheapest at $1160/yr.

[Cookie28]

Everyone in my family's with NRMA (5 cars) and they're all under my mums name!!! She's been with them since she started driving and gets a good discount but my cars still $2000 a year damn p-plater and I'm not even the main driver

[golfygit]

Just a quick question regarding the agreed value, should I insure for more then the cost of the car or less?

I got a online quote for $800.58 for comprehensive with agreed value of $48500(golf gti 5 door MY12), no windscreen and no car hire.

Good, you guys think?

[Corey_R]

What anyone thinks on cost is not really relevant, cause premiums are so specific to the individual. There is no possible way for me to get something as cheap as $800, yet I know other members on this forum pay as little as $300....

As for whether to insure for more than you paid or not....
I personally insured for the "RRP Onroad Cost" of my car + all the options etc. Whilst this was significantly more than I paid, it allowed some room so that I wouldn't need to call NRMA back and bump up the coverage after fitting mods and accessories. It also allowed some buffer in case I could obtain the same deal again etc.

[Ryan41]

I just joined up with NRMA... insured a my12 Golf R for $680. With a $600 excess. I am 22yrs old so its dirt cheap for the car/age.. agreed value 60k too!

[golfygit]

What anyone thinks on cost is not really relevant, cause premiums are so specific to the individual. There is no possible way for me to get something as cheap as $800, yet I know other members on this forum pay as little as $300....

As for whether to insure for more than you paid or not....
I personally insured for the "RRP Onroad Cost" of my car + all the options etc. Whilst this was significantly more than I paid, it allowed some room so that I wouldn't need to call NRMA back and bump up the coverage after fitting mods and accessories. It also allowed some buffer in case I could obtain the same deal again etc.

thanks corey,

I think $800 is reasonable but I'll try your advice with RRP.

[gokartgti]

keen to know what quotes are been given for you guys that are stating you have done mods like exhaust, suspension, stereo etc.

[VW Convert]

I can't believe how cheaply the non Sydney people can insure for. I have a mate with a Porsche Cayman S probably worth double my Eos, he moved from near where I live to the Blue Mountains, he used to pay a similar price to me for insurance, he received a $900 refund on his premium when he moved!

[Cookie28]

My bora is currently insured at $2000 a year with NRMA (I'm a p-plater) but I'll be switching soon to AAMI because I got a quote for $1000 which is crazy cheap for a p-plate driver, albeit on as a secondary driver

[AdamD]

My bora is currently insured at $2000 a year with NRMA (I'm a p-plater) but I'll be switching soon to AAMI because I got a quote for $1000 which is crazy cheap for a p-plate driver, albeit on as a secondary driver

Have a read through this thread before you sign on the dotted line with AAMI. Horror stories abound...

[Cookie28]

Really? Will have to read it through, thanks

[starionx]

Insurance question

If a car is manufactured in 2011, but has a 2012 compliance plate, is it considered a 2011 or 2012 car for insurance purposes?
Getting a quote for comprehensive insurance for a GTI on the NRMA, it just asks for YEAR. Strangely, if I put in 2011, the quote is $714 and for 2012 it's $666 (I would have thought it would be the other way around).

[kryten2001]

Interesting question. I don't think they care. Pick whichever one suits you best.

Remember if you insure it for a 2012 you'll be more likely to get a new-for-old replacement based on that date... Just a thought.