Polo Insurance...What do you pay??

[Gti Dave]

Hmm maybe I need to call AAMI at the time of renewal cause so far it seems like I'm being ripped off here

[Gti Dave]

I find it hard to believe JustCar gave a more expensive quote than AAMI.

Put it this way, when I insured my previous WRX, AAMI wanted just over $2500 a year, JustCar was only $986 in contrast.

I find the big insurers to be absolutely horrid with their premiums.

Justcar is usually much cheaper but just in case, I called AAMi again to see what they can do about it and they discounted to $990 from $1200.

Anyways just to confirm that justcar is more expensive or at least the same in this case, 5 mins ago, I just got quoted $1207

[DiZzY]

I just bought a 2006 Polo GTI, leather, rims, Stereo valued at $1000, lowered.

AAMI were the cheapest, i increased the excess to $1600 and my premium is $850 plus $30 windscreen protection value add on so I do not need to pay excess if the windscreen is smashed.

Forgot to add - 27 years old, maximum NCB for life and 0 incidents in the last 3 years. insured for $20,500

[Spec83]

The agreed value of my GTI is $19,500 (06 model)... Don;t want to be over insured as I'd rather have a write-off than a major repair

[Bluey9N]

Allianz (lease company insurance)

Something like $1200 a year
23yo
not great driving history
canberra, average suburb.

[russ83]

26yr old, Polo GTI, stock, no accidents ever, Epping NSW, $977 with AAMI but with a flexi-premium, $550+$250. Agreed value 19500.

[Hilal]

I just paid $1312 for insurance with Just Car, car being used for business purposes.

22yo, no accidents, no suspensions, etc,

suburb is liverpool 2170

If I were in QLD or MELB, insurance would have been like $400, spewing!!

[Servo]

Went with GIO, 30yr old, $830 full comprehensive including windscreen. It would've been $870 with my gf who's 23 yr old. I took her off cause I didn't want her to drive it

She's got her Golf 118TSI anyways.

[DeanB]

NSW is a farce for insurance ... I've got to renew next week .. NRMA want >$1000 (nil at fault accidents, max no claim, driving for 20ys) ... ffs, time to shop around.

[Servo]

Got off the phone to my insuraner and they've quoted me around $1200 if I list all the mods that I want to do which include: ECU reflash, sway bar, engine mount, seat instake, forge tip and exhaust.

I'm just curious was to who has listed all their mods with their insurance company?

[Hilal]

I called AAMI who is a partner company of Just Car, and they wanted $2,300, whereas when I called Just Car, they only wanted $1,300!

[Blitzen]

Got off the phone to my insuraner and they've quoted me around $1200 if I list all the mods that I want to do which include: ECU reflash, sway bar, engine mount, seat instake, forge tip and exhaust.

I'm just curious was to who has listed all their mods with their insurance company?

I have mine insured with AAMI with all mods covered(inluding ECU Flash and lowering) for $720 with windscreen, hire car and rating protection.
(really bad driving record, and I am really surprised with that price!!)

[Servo]

I know there's quite a few things that contribute to our premium but some quotes are just rediculous.

[hkogti]

It mainly depends on your age, driving experience and the suburb you are in...

[mikepologti]

an interesting lil trick guys is to get your gf to ring up for a quote , get her to tell them that shes with someone else for insurance accept get her describe your car down to mods and everything. theyll bend over sideways to get a customer including adding in all sorts of goodies for the sale, at the end get the quote number then tell them theat youll get back to them. next time get her to ring up and say that you already have an existing policy but you were quoted "this amount" , though the catch is if you have the quote number they have to honor it. through these means my insurance dropped by $60 /year ...i know not much, but hey its a saving. i pay around $670 through aami , windscreen protection, agreed amount of (i think i said 30 grand) with mods and add ons etc. im 32 rateing 1 for life , sunshine coast.