Polo Insurance...What do you pay??

[Steve88]

I am 20 with AAMI, rating 2 driver on Ps

$900,

Before i was paying $1700 for a 03 Astra SRI 2.2 in a way doesnt make since turbo car being cheaper then a NA.

[Ralfi]

Ok, i've spent the past couple of days getting a few quotes for a 2009 Polo GTI with metallic paint only @ agreed value of $26990 &;
1 driver of 30 years of age
Rating 1 for life
Clean record for past 5 years
Car stored in locked up Garage

Check out the price differences!...

Suncorp: $1072 with $550 excess.

GIO: $965 with $500 excess (I have my current car & House & Contents with GIO, so their original quote of $1009 dissapointed me! - rang them up & mentioned other quotes so they lowered it to $965...)

Allianz: $877 with $500 excess.

Shannons: $638 with $500 excess

So Shannons kick arse for someone like me. Their 3rd party quote was only $209 for a turbo! Pretty impressed.

[mikepologti]

Ok, i've spent the past couple of days getting a few quotes for a 2009 Polo GTI with metallic paint only @ agreed value of $26990 &;
1 driver of 30 years of age
Rating 1 for life
Clean record for past 5 years
Car stored in locked up Garage

Check out the price differences!...

Suncorp: $1072 with $550 excess.

GIO: $965 with $500 excess (I have my current car & House & Contents with GIO, so thier original quote of $1009 dissapointed me! - rang them up & mentioned other quotes so they lowered it to $965...)

Allianz: $877 with $500 excess.

Shannons: $638 with $500 excess

So Shannons kick arse for someone like me. Their 3rd party quote was only $209 for a turbo! Pretty impressed.

jesus dude, where do you live i have a very similar, circumstance to you and i only pay $600 and i have windscreen protection, and gets deducted monthly (an advantage i pay extra for)

[Ralfi]

jesus dude, where do you live i have a very similar, circumstance to you and i only pay $600 and i have windscreen protection, and gets deducted monthly (an advantage i pay extra for)

25kms from Melbourne. I bag out the area more than it deserves, but it has it's fair share of hoonage & criminal activities.

Who's your insurer, mikepologti?

[mikepologti]

i cringe when i say aami, but the bizzar thing is , they have looked after me.
besides the biggest defining differance in price , would be the fact that where i live, you can probably leave your car out in the street unlocked for the better half of the week, and it would still be there in the morning.

[NickZ]

Where you live is a big factor. When I have moved houses, the premium had decreased by 30% as the area I was moving in was apprarently safer!!

I pay close to $1100 to insure my car with NRMA, under 25, protected maximum NCB, market value (but I get a new car if written off). Just cars was close, and the others were at least $1500.

[Ralfi]

Yeah I thought the area would've had an impact. Stupid crims.

When shopping for quotes, I was surprised Budget Direct only insured drivers over 35 years of age. Didn't know that. I'd assumed, with all the fliers I get in my mailbox that they'd insure me.

[mikepologti]

not sure weather it is qld or what but a few places wouldnt evan insure me becuase im under 35?,.......so what now ive gotta wait for over a third of my life to have fun now?

[binnyvo]

NRMA : Annual Fee $880

Over 35
Full comprehensive
Agreed value of $27990
Protected NCB 65%
Excess $550
Windscreen option
Hire car option
Choice of repairer

[Stuwey]

Under 25, one previous claim, one drving infringement
Full comprehensive
Insured for $26990
"Average" suburb
With Shannons - free windscreen, choice of repairer etc.
$1040 p.a.

VERY happy.

[Ralfi]

not sure weather it is qld or what but a few places wouldnt evan insure me becuase im under 35?,.......so what now ive gotta wait for over a third of my life to have fun now?

Hey, mike. If I were you, i'd get a quote off Shannons when your insurance is up for renewal. You should get an even cheaper price which may include windscreen protection ect.

Also, Shannons don't charge any extra for monthly payments....they actually work out slightly cheaper (i'm talking cents) after rounding.
8]

Sounds like I work for Shannons doesn't it....hehe

[oliverconnell]

just looked up other day,

3 people insured for my polo, im 19 so done with dad listed as main driver, comes to around $520 pa. not to bad but pretty cheap seeing not a gti i would assume.

[boogs]

27 Years old
2008 Polo GTI - $624 a year, RACV.

[VWindahouse]

32 years old

AAMI $540

[Whubbsie]

CGU, Full Comp, 26 y.o, $840