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Polo Insurance...What do you pay??

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  • #91
    Originally posted by hkogti View Post
    It mainly depends on your age, driving experience and the suburb you are in...
    the biggest thing is the state you live in. We here in NSW are bent over every year for insurance it is complete BS.

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    • #92
      NSW ratings must tricklen down into the ACT. Next they'll be wanting my left nut.
      Current:
      2023 Mk2 Tiguan R - Lapiz Blue
      2015 Mk7 Golf R Wolfsburg - Limestone Grey: Stage 2
      Gone but not forgotten: 2008 Polo GTI Shadow Blue

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      • #93
        Originally posted by DeanB View Post
        the biggest thing is the state you live in. We here in NSW are bent over every year for insurance it is complete BS.
        cos you crazy mexicans are all dodgy criminals (all jokes)

        Though do agree that it's ridiculous the cost that some get charged. I've had mates in brisbane move from one subarb to the next with premiums increase in excess of 20%, and not in dodgy suburbs, they also had secured, undercover parking.
        Track Car: 06 Polo GTI Red Devil mkII
        Daily: 2010 VW Jetta Highline
        Gone but not forgotten: 08 Polo GTI
        ** All information I provide is probably incorrect until validated by someone else **

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        • #94
          Just checked with my Insurer regards comprehensive insurance and it seems they didnt like the APR tune i had. Switching over to NRMA as they were cheaper than Shannons and Just car
          06 VW 9N3 Polo GTI - Reflex Silver Leather/OEM Colour coded S/guard/OEM Lower Honeycombe Grille/NSP Boost Gauge/APR Stage 1+,Dogbone & DP/K&N filter/Forge s/shift,DV008 & Strut brace/PD 160/Samco camo TIP/Whitline RSB/FK AK's/17 x 8 Oettiger RE's/Alpine Head Unit & Sony Amp. OEM+FTW

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          • #95
            Originally posted by Smead View Post
            Just checked with my Insurer regards comprehensive insurance and it seems they didnt like the APR tune i had. Switching over to NRMA as they were cheaper than Shannons and Just car
            Try AAMI. Them and NRMA had no drama's with me having an APR tune...Bar the fact that NRMA wanted twice what AAMI wanted!! Got away with $720 full comp with all mods listed.
            "If can't get behind your troops, feel free to stand in front of them..."

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            • #96
              i agree have a go of aami
              " I wait I resolution derive pleasure this " latest spammer post

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              • #97
                Thankyou for the Advice in regards to checking AAMI. NRMA still worked out cheaper but they do want a letter from CUNA mutual stating my original insurance was ceased due to the fact i got my car chipped
                06 VW 9N3 Polo GTI - Reflex Silver Leather/OEM Colour coded S/guard/OEM Lower Honeycombe Grille/NSP Boost Gauge/APR Stage 1+,Dogbone & DP/K&N filter/Forge s/shift,DV008 & Strut brace/PD 160/Samco camo TIP/Whitline RSB/FK AK's/17 x 8 Oettiger RE's/Alpine Head Unit & Sony Amp. OEM+FTW

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                • #98
                  Just cancelled my AAMI policy and moved to JustCars.

                  AAMI went up $400 in 12 months, with no changes to policy! Now paying $748 with all mods covered.

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                  • #99
                    $1442 with Just Cars, suspension and exhaust mods.

                    24 y.o, Male, no accident/claims record.

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                    • i forget exactly how much, but its about 650 with AAMI. totally stock GTI. parked under cover and locked up when at home.
                      it sh*ts me this whole turbo clause with insurance policies.
                      Last edited by blackbetty; 21-12-2009, 09:11 AM.
                      06 Polo GTI
                      standard ECU, wheels | K&N Panel filter | PD160 intake tube and trumpet |Nulon 5W-30 | Michelin contact sport 3

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                      • Sorry to jack this thread, but I'm curious about a couple of things....

                        I have just about taken on a Golf 6 with metallic paint, reverse sensors and tint (and comfort pack).

                        If I go through VW insurance (Allianz) it's their SureGold cover (not available to public I believe) - got quoted $981 / $500 excess / no extra per month - that's without any additions, in Heathmont, in a driveway.

                        I go to AAMI, and it's right down to about $645 with Rating One for life (Allianz only offer it for one claim a year if you pay extra). I'll have a second driver, but don't know if AAMI take that into account, Allianz do.

                        Also, AAMI offer new for old (2 years, no km limits), Allianz offer 3, no limits.

                        I've heard some so so things about AAMI (ie no choice of repairer), but surely you can dispute it and get the product you want if you got a dodge repair (i'm sure not everyone cops it).......

                        Also, agreed value - do you set it at what you paid for the car when you bought it ? Or slightly less due to what you think it might depreciate to?
                        Currently driving 2014 Jeep Cherokee - looking at the 2017 Tiguan 162TSI Highline (Habanero Orange) !

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                        • insurance

                          hey guys i'm with shannons , $622.00 with being chipped. agreed value of
                          $21k , mind I have my other car ( mazda 6 and bike ) insured as well.


                          Remember that Just cars is underwritten by AAMI

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                          • insurance

                            i would personally go for agreed value , you only get shafted it the car is written off . if it's financed make sure that the insurance can cover the loan amount if it's written off or stolen - worst thing is if you don't have a car and you still owe money.

                            A Good way to get cheaper insurance is find an insurance broker and get group referral.

                            I own a business in the automotive field so i get a trade discount.

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                            • I'm getting ripped off, but mine was the cheapest I could find! I'm 25 next year so I will shop around next time, should be alot cheaper.

                              I assume living in the ghetto (Fairfield) is the main reason why

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                              • Originally posted by bigmouthmedia View Post
                                Sorry to jack this thread, but I'm curious about a couple of things....

                                I have just about taken on a Golf 6 with metallic paint, reverse sensors and tint (and comfort pack).

                                If I go through VW insurance (Allianz) it's their SureGold cover (not available to public I believe) - got quoted $981 / $500 excess / no extra per month - that's without any additions, in Heathmont, in a driveway.

                                I go to AAMI, and it's right down to about $645 with Rating One for life (Allianz only offer it for one claim a year if you pay extra). I'll have a second driver, but don't know if AAMI take that into account, Allianz do.

                                Also, AAMI offer new for old (2 years, no km limits), Allianz offer 3, no limits.

                                I've heard some so so things about AAMI (ie no choice of repairer), but surely you can dispute it and get the product you want if you got a dodge repair (i'm sure not everyone cops it).......

                                Also, agreed value - do you set it at what you paid for the car when you bought it ? Or slightly less due to what you think it might depreciate to?
                                I am with AAMI...

                                you do have a choice of repairer to a point, as you get to choose one of their repairers...
                                If you don't like the repairs done to the car, don't sign off on it when the car is handed over, and refuse to accept it...Its that easy. The repairer has an obligation to repair the car to as close to factory finish as possible.
                                "If can't get behind your troops, feel free to stand in front of them..."

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