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Eric:
EXCLUSIONS
The following are not covered:
• Any failure to the extent that is otherwise covered and able to be claimed under a Dealer Warranty or a Manufacturer Warranty applicable to the Vehicle in Australia;
• Any claim attributable to overheating;
• Damage attributable to impact or a road traffic accident;
• Any mechanical failure that can be attributed to the Vehicle being fitted with an LPG unit other than a unit supplied, fitted and endorsed by the Vehicle manufacturer;
• Replacement of or repairs to tyres or wheels (unless covered elsewhere in the Policy), batteries, mechanical adjustments, exhaust system component, replacement or other servicing (including items scheduled as routine servicing by the Manufacturer) which in the judgement of the Manufacturer are made or should be made as maintenance;
• Failure arising from Normal Wear & Tear or the gradual reduction in operating performance of the Vehicle or Covered Component;
• Parts other than those covered by Manufacturer Warranty; including parts subject to recall by the Manufacturer, component parts or design elements which are found to have been an inherent design fault, including parts subject to:
• The Manufacturer’s recalls; or
• Any notice of faults issued by the Manufacturer;
• Parts which have not failed;
• Software upgrades/updates, unless required due to the replacement of a covered component;
• Any loss caused through any modification of any Covered Components or caused by any non-Manufacturer fitted parts;
• Consequential loss or damage of any kind (including but not limited to loss of profits), except unavoidable mechanical damage caused by the failure of a Covered Component. However, if the Vehicle is continued to be operated after the component failure other affected components will not be covered;
• Vehicles that have not been maintained in accordance with the service requirements of this Cover (see section titled ‘Service Requirements’);
• Failure caused by misuse, neglect, abuse or improper servicing or any repairs required as a result of continued operation of the Vehicle once a defect or fault has occurred;
• Any problem caused by the failure to maintain proper levels of fluids, fuels, lubricants or coolants or contamination of fluids;
• Any problem caused by the use of incorrect types and grades of fuel, oil or lubricants or any contaminated fuel, oil or lubricants;
• Any claims where We have not been contacted prior to the commencement of repair or repairs, or where We have not issued an authorisation number;
• Any tapings, threads, fixings and/or fastening devices or repairs as a result of these components not being fitted correctly;
• The costs incurred in improving or reconditioning the Vehicle or parts to a condition superior to that at the time of purchase;
• Damage to the Vehicle caused by corrosion, rust, fire, illegal use (including damage as a result of the theft of the vehicle), malicious damage, impact, accident, earthquake, Flood or other occurrence of nature, riot or civil commotion, war, terrorism, invasion, strikes or resulting from nuclear fission, fusion or radioactivity;
• Diagnostic, dismantling costs and costs to reassemble the Vehicle following such diagnosis or dismantling (if applicable), including where such costs are required to ascertain whether a failure is a covered failure under the Policy, unless accepted as part of an authorised claim; or
• Paintwork, panel and bodywork and all related Vehicle components (including but not limited to) lamps and lamp units, weather-strips and seals, components made of glass, and/or any exterior trim or decorative components.
Please note: The gradual reduction in operating performance of a component may result in a component becoming noisy and as such, does not necessarily constitute a sudden and unforeseen failure.
The Policy will cease and No Cover is provided under the Policy for any Vehicle which:
• Is being or has been used;
• in competitions, rallies, racing, pace making, reliability trials, speed or hill climbing,
• for carrying and/or towing loads above the gross combination weight of the trailer and your Vehicle, as specified by the Manufacturer,
• for car rental,
• for carrying passengers for hire or reward,
• for delivery or courier use,
• as a Police or emergency Vehicle,
• for driver instruction or tuition for reward, or
• in connection with mining and or excavation activities,
• Is unroadworthy or unregistered;
• Is being used outside of Australia; or
• Has an odometer reading that cannot be accurately determined.
This Policy does not cover non-financial loss or consequential financial loss.
Consequential financial loss is indirect loss which accompanies insured loss including but not limited to legal costs or investigation costs. Non-financial loss is loss, including but not limited to distress, inconvenience, pain and suffering and/or damage to reputation.
In relation to the Policy Exclusions, You should also read the next section, titled ‘Service Requirements’ carefully.
SERVICE REQUIREMENTS
It is a condition of Cover that Your Vehicle is maintained in a roadworthy, mechanically sound condition and serviced regularly in accordance with the Manufacturer’s recommendations. It is Your responsibility to ensure that servicing is completed in accordance with Manufacturer’s recommendations. If You are unsure of these, please contact the Manufacturer to ascertain the recommended servicing schedule for Your Vehicle.
An Authorised Dealer must carry out any service or repairs and the Service Records must be completed and stamped each time the Vehicle is serviced. Any defect or fault or any parts identified as needing repair or replacement or which are identified as a potential problem, including those identified while the Vehicle is still covered by Dealer Warranty or Manufacturer Warranty, must be immediately rectified. Upon becoming aware of the development of any mechanical problem, You or any other person driving the Vehicle must take all necessary steps to minimise any damage that might arise.
It is Your responsibility to keep proof of servicing. Before a claim will be authorised, You must provide the Service Records
The guy at coveru said allianz only do 2yr extended warranty (up to an extra 100000km) for $2850. Guess i'm going to go with the Eric 5yr extended warranty for less monies.
EXCLUSIONS
The following are not covered:
• Any failure to the extent that is otherwise covered and able to be claimed under a Dealer Warranty or a Manufacturer Warranty applicable to the Vehicle in Australia;
• Any claim attributable to overheating;
• Damage attributable to impact or a road traffic accident;
• Any mechanical failure that can be attributed to the Vehicle being fitted with an LPG unit other than a unit supplied, fitted and endorsed by the Vehicle manufacturer;
• Replacement of or repairs to tyres or wheels (unless covered elsewhere in the Policy), batteries, mechanical adjustments, exhaust system component, replacement or other servicing (including items scheduled as routine servicing by the Manufacturer) which in the judgement of the Manufacturer are made or should be made as maintenance;
• Failure arising from Normal Wear & Tear or the gradual reduction in operating performance of the Vehicle or Covered Component;
• Parts other than those covered by Manufacturer Warranty; including parts subject to recall by the Manufacturer, component parts or design elements which are found to have been an inherent design fault, including parts subject to:
• The Manufacturer’s recalls; or
• Any notice of faults issued by the Manufacturer;
• Parts which have not failed;
• Software upgrades/updates, unless required due to the replacement of a covered component;
• Any loss caused through any modification of any Covered Components or caused by any non-Manufacturer fitted parts;
• Consequential loss or damage of any kind (including but not limited to loss of profits), except unavoidable mechanical damage caused by the failure of a Covered Component. However, if the Vehicle is continued to be operated after the component failure other affected components will not be covered;
• Vehicles that have not been maintained in accordance with the service requirements of this Cover (see section titled ‘Service Requirements’);
• Failure caused by misuse, neglect, abuse or improper servicing or any repairs required as a result of continued operation of the Vehicle once a defect or fault has occurred;
• Any problem caused by the failure to maintain proper levels of fluids, fuels, lubricants or coolants or contamination of fluids;
• Any problem caused by the use of incorrect types and grades of fuel, oil or lubricants or any contaminated fuel, oil or lubricants;
• Any claims where We have not been contacted prior to the commencement of repair or repairs, or where We have not issued an authorisation number;
• Any tapings, threads, fixings and/or fastening devices or repairs as a result of these components not being fitted correctly;
• The costs incurred in improving or reconditioning the Vehicle or parts to a condition superior to that at the time of purchase;
• Damage to the Vehicle caused by corrosion, rust, fire, illegal use (including damage as a result of the theft of the vehicle), malicious damage, impact, accident, earthquake, Flood or other occurrence of nature, riot or civil commotion, war, terrorism, invasion, strikes or resulting from nuclear fission, fusion or radioactivity;
• Diagnostic, dismantling costs and costs to reassemble the Vehicle following such diagnosis or dismantling (if applicable), including where such costs are required to ascertain whether a failure is a covered failure under the Policy, unless accepted as part of an authorised claim; or
• Paintwork, panel and bodywork and all related Vehicle components (including but not limited to) lamps and lamp units, weather-strips and seals, components made of glass, and/or any exterior trim or decorative components.
Please note: The gradual reduction in operating performance of a component may result in a component becoming noisy and as such, does not necessarily constitute a sudden and unforeseen failure.
The Policy will cease and No Cover is provided under the Policy for any Vehicle which:
• Is being or has been used;
• in competitions, rallies, racing, pace making, reliability trials, speed or hill climbing,
• for carrying and/or towing loads above the gross combination weight of the trailer and your Vehicle, as specified by the Manufacturer,
• for car rental,
• for carrying passengers for hire or reward,
• for delivery or courier use,
• as a Police or emergency Vehicle,
• for driver instruction or tuition for reward, or
• in connection with mining and or excavation activities,
• Is unroadworthy or unregistered;
• Is being used outside of Australia; or
• Has an odometer reading that cannot be accurately determined.
This Policy does not cover non-financial loss or consequential financial loss.
Consequential financial loss is indirect loss which accompanies insured loss including but not limited to legal costs or investigation costs. Non-financial loss is loss, including but not limited to distress, inconvenience, pain and suffering and/or damage to reputation.
In relation to the Policy Exclusions, You should also read the next section, titled ‘Service Requirements’ carefully.
SERVICE REQUIREMENTS
It is a condition of Cover that Your Vehicle is maintained in a roadworthy, mechanically sound condition and serviced regularly in accordance with the Manufacturer’s recommendations. It is Your responsibility to ensure that servicing is completed in accordance with Manufacturer’s recommendations. If You are unsure of these, please contact the Manufacturer to ascertain the recommended servicing schedule for Your Vehicle.
An Authorised Dealer must carry out any service or repairs and the Service Records must be completed and stamped each time the Vehicle is serviced. Any defect or fault or any parts identified as needing repair or replacement or which are identified as a potential problem, including those identified while the Vehicle is still covered by Dealer Warranty or Manufacturer Warranty, must be immediately rectified. Upon becoming aware of the development of any mechanical problem, You or any other person driving the Vehicle must take all necessary steps to minimise any damage that might arise.
It is Your responsibility to keep proof of servicing. Before a claim will be authorised, You must provide the Service Records
The guy at coveru said allianz only do 2yr extended warranty (up to an extra 100000km) for $2850. Guess i'm going to go with the Eric 5yr extended warranty for less monies.
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