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Insurance Quotes FIY

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  • #76
    Originally posted by Hail22 View Post
    $612 with NRMA with Glass cover.
    what's your excess?
    MY18 Golf 7.5R - Ecotune Stage 1
    Mazda RX2 - 13B Bridgeport GTX4202R

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    • #77
      I moved the missus' 77TSI over to Shannons for $800 (cheaper than AAMI where it was previously). No excess on theft, only $500 on accident at fault. Better cover and conditions despite having the same parent company as AAMI hehe. No km limit since its her daily.

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      • #78
        Yeah, I've used Shannons on two separate occasions for two separate VW's, and they've beated NRMA and AAMI. Not that I'd ever use AAMI for a car such as a VW, lol

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        • #79
          Shannons is normally my pick but they my quote was $1400 because Polo isn't garaged (building garage big enough for all the cars probably a few years away)... I went with RACV $730 but I've got a high excess ($700).

          Has anyone heard of Progressive Insurance? My friend is with them and I did a quote and got comprehensive insurance for $400 ... but sounds dodgy! (Car Insurance Australia, Motor & Car Insurance | Progressive Australia)

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          • #80
            Originally posted by bigfoot View Post
            what's your excess?

            $800 Excess.

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            • #81
              Originally posted by Karly101 View Post
              Shannons is normally my pick but they my quote was $1400 because Polo isn't garaged (building garage big enough for all the cars probably a few years away)... I went with RACV $730 but I've got a high excess ($700).
              Gotta love the variance! Her polo isn't garaged either, sits in the driveway.

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              • #82
                One of the (many varied) reasons I sold my SSV to order a Polo GTI was because of the cheaper insurance. Down from ~$110 a month to ~$70 with NRMA

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                • #83
                  Originally posted by dave_r View Post
                  Gotta love the variance! Her polo isn't garaged either, sits in the driveway.
                  I think it may be the word 'GTI' ... I spoke to them on the phone for ages.. they didn't even think they could insure it because it wasn't garaged?? Then came up with that ridiculous quote... I have no idea why such an issue - I told them they'd lost a customer over it as I've never placed a claim and my other car has been insured with them for the past 7 years (classic veedub). They were completely unwilling to budge on the quote - I think once they got overtaken by AAMI they've become a lot less flexible and easy to deal with.

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                  • #84
                    I'm in Adelaide. 22 yo driver from New Zealand no insurance or driving record here in Aus, have been driving for 6 years, live in a safeish neighbourhood. Here are quote I have obtained.

                    Just Cars: 894 Premium with $950 excess. (1 year new car replacement)
                    AAMI : 1467.91 Premium $450 Excess + $400 Age excess (2 year new car replacement)
                    SGIC 776.67 Premium $450 Excess + $350 Age Excess (2 year new car replacement)

                    I have a question about insurance, as this is the first time getting comprehensive insurance for myself. If the policy has a 2 year new car replacement, is it worth paying a bit more to still get the agreed value that I want on the car? or can I just save a bit of money and go market value, seeing as if it gets written off in the first 2 years I get a new vehicle and the agreed value is not as important.

                    And also if I go for agreed value what is a good value to insure for? The price I negotiated with the dealer of $34000 for 5 dr gti with xenons, metallic paint and tints. Or do I add up retail pricing of each component for the agreed value just in case I can't get the same deal again.

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                    • #85
                      I only just noticed that you can save up to 10% in comprehensive car insurance from nrma due to their fuel efficient vehicle saving list. Below are the two types of polo's that are included. I completely missed this before i signed up. Gotta love that fuel efficiency.

                      Volkswagen Polo 66 TDI Comfortline 5 door hatchback 1.6 TD 2010 - Current
                      Volkswagen Polo 77 TSI Comfortline 5 door hatchback 1.2 TP 2010 - Current
                      2011 MY12 Polo 77TSI Manual Comfortline | Flash Red | Sportspack | Front Tints | Car Mats - Ownership taken 30th of September 2011

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                      • #86
                        Just switched both my CTP and comprehensive to NRMA

                        CTP - $503
                        Comp - $571 (incl new for old replacement option)

                        Could have got the CPT itself cheaper elsewhere ($70 with AAMI) but getting the multi-policy discount on the Comp made it worthwhile.

                        Tip: Call the insurance company as they can often do cheaper than their online quotes.
                        MY18 Golf 7.5R - Ecotune Stage 1
                        Mazda RX2 - 13B Bridgeport GTX4202R

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                        • #87
                          Anyone care to explain what i'm doing wrong to get these quotes;

                          26yo, south east melb suburb, no claims history.

                          - 77TSI
                          - DSG
                          - Reflex Silver (metallic)
                          - Paint protection
                          - 5dr
                          - MY12

                          AAMI - $1100 (online) , $1258 (phone! wouldnt even try to work on the price even though I have held policies with them before)
                          RACV - $825
                          Allianz - $1230
                          GIO - $1200
                          A&G - Drivers must be at least 30 years of age to be insured for this vehicle. <-- are you kidding?

                          Out of curiosity I did a quote same extras for a Polo GTI - AMMI $1200 ?!?!

                          Would love some tips or info.
                          Last edited by c0ldaussie; 26-11-2011, 08:50 AM.

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                          • #88
                            Sorry dude but I can't help because im also 26, male, eastern suburbs of Melbourne, with a GTI and I payed just over $600 which included a $50 discount because I switched from RACV who insured my previous car...

                            To be honest though, my suburb is listed as one one the lowest crime rates in the city and just missed top 5 in the "most livable" survey just done by fairfax.
                            sigpic
                            Stage 2+ Intercooler Carbon Intake Downpipe Swaybar DV+ Remsa.

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                            • #89
                              Come live in sunny Campbelltown... 32yr old drivers and my premiums for the Golf VI and the Multivan are both over $1,000 EACH! The VR6 is over $800.. will be shopping around again next year, but it's more about where I live that's killing me

                              If it has an engine or heartbeat it's going to cost you.

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                              • #90
                                Just did an online quote through Alliance for Mrs and me. I'm 48 Mrs says she's 21..........

                                $586.42 with $400 excess agreed value of $33,000

                                Live in Adelaide

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