Cost Of Insurance Premiums

[Pana]

Not quite. AAMI assessors yes, but if you know how to do it, you can quite easily use your own preferred repairer. If you look at the AAMI policy documents, you can put forward a quote from your own preferred repairer, and as long as it's competitive, AAMI will usually approve it. The bonus is that you'll get a lifetime warranty on the repairs regardless of whether your repairer is 'AAMI approved' or not.

Exactly - people write off AAMI because they think you are forced to do exactly what they say - where in fact they are just a flexible as everyone else - and both times I've had to deal with AAMI assessors they have been nothing more than extremely helpful.

[kleung]

Exactly - people write off AAMI because they think you are forced to do exactly what they say - where in fact they are just a flexible as everyone else

Well, actually, this is exactly what they say in their policy documents - you can put forward a quote from a repairer of your choice for consideration. If it is the most complete and competitive quote, it will be approved. There seems to be a misconception that you don't get a choice of repairer with AAMI.

And the fact that they're consistently the cheapest for us is a bonus too.

and both times I've had to deal with AAMI assessors they have been nothing more than extremely helpful.

I've always had nothing but positive experiences with AAMI too. Always helpful and easy to deal with. They even helped me out with some helpful advice earlier this year when my father had a not-at-fault accident in a friend's uninsured car. And before anybody asks, yes, we did ask if the car was insured before borrowing it. The friend just made an honest mistake and had allowed her insurance to lapse accidentally. She was overseas at the time, and we were looking after her car for her.

[alf13]

GTD,
Which company? AAMI
How old are you? 55 (rating 1)
Premium a year? $364
Excess? $550
Geelong

[Leagle]

I've got a cc (same v6 as the r36) in Sydney. Over 40, reasonable driving history. Shannons circa $1,000

[Darks RS]

2007 3.2FSI 4motion, agreed value of 38k, 30yrs old, ACT $777 - Alliance

[revivor]

Thought I'd just revive this thread as my renewal is due.

35yo, Syd, 2009 R36 sedan
AI Insurance - Agreed price $45k
$1041/
Choice repairer + 1 free windscreen replacement /yr + reducible excess yearly on good record
$600 excess

Pls read their PDS if its right for you

[djR36]

30 yr old
Melb east
Agreed value 49.5k
$950ish full comp
Excess $625
AAMI
Downside is I have found service rubbish with one small claim

[booba]

Yeah, that is an AAMI thing, I wouldn't use them ever again. Had the dodgiest repair on my pulsar back in the day.

30 yr old
Melb east
Agreed value 49.5k
$950ish full comp
Excess $625
AAMI
Downside is I have found service rubbish with one small claim

[Adamg]

Allianz
2012 118TSI Wagon with Sunroof and auto tailgate
35yo
Rating 1
$611.00pa
$600 excess
In Canberra

[dopey]

$874 NRMA Comprehensive
$800 excess
26yo - NSW 2050
2011 Passat 125TDI Wagon
Market Value
Includes windscreen protection and choice of repairer, etc.

Pretty happy with NRMA.

[R36 DSG]

Yeah, that is an AAMI thing, I wouldn't use them ever again. Had the dodgiest repair on my pulsar back in the day.

Now that's a coincidence, had the same issue with repairs on a SSS Pulsar. AAMI require 2 quotes to be able to use your own repairer. I found it impossible to get a quote from a non AAMI repairer as soon as they found out who the insurer was. Have been with Shannons for a few years now and have been quite happy with them.

[revivor]

I was with AAMI.

Believe me you're nvr lucky with AAMI.

If you have a 'premium' car. Any insurance with 'choice repairer's' good IMO.

Link to insurers with choice repairers - I used this site as a ref to get my quotes.
http://www.mtansw.com.au/files/downl...eInsurance.pdf

[adamda]

always go through a broker. This will ensure you have the right cover which will always include choice of repairer. You dont want inferior parts being used on your car. Insurers will not stuff around brokers because their opinion on their service and claims is massive factor on which insurer they will reccomend to their customer.

[Dan W]

39y.o in Brisbane
MY12 TDI Passat Wagon
$590 Premium
$500 excess
Suncorp
I have rating 1 for life, but that actually means very little.

I too had a very bad experience with AAMI - very poor repairs that were guaranteed for life, but by the third time I took the car back AAMI just told me to take it up with the repairer directly! I ended up trading the car because I got sick of taking it back to the repairer - It cost me a lot more than what I saved on the insurance in the first place.

[booba]

Exactly. Pulsar SSS and the insurance was dangerous in one place near the fuel filler. Spraying the front windscreen resulting in the rear spraying and vice versa. Rear left door wouldn't open from the inside and the front door wasn't aligned properly. Front foglight came off the wrong year model.. and on and on with the dodgyness.

I am with Shannons now for the GTI and they are good with price and listing all mods.

AAMI are cheap for a reason. You get for what pay for.

Now that's a coincidence, had the same issue with repairs on a SSS Pulsar. AAMI require 2 quotes to be able to use your own repairer. I found it impossible to get a quote from a non AAMI repairer as soon as they found out who the insurer was. Have been with Shannons for a few years now and have been quite happy with them.