Cost Of Insurance Premiums

[sloutch]

Hi everyone,

if i may, can i ask how much does each of you pay for your passat? Be it the R36 or normal passat.

Which company?
How old are you?
Premium a year?
Excess?

Thanks

[Steve]

I'm 26. I've had the R36 since 23. I'm insured with Volkswagen insurance, and in that time my premiums have gone from $1150 to $1400. Nothing has changed - no claims, fines, or change of address (Adelaide, eastern suburbs/low foot hills) or other circumstances. Excess is... I can't recall, but it's not an excessive excess.

When it's time for the next renewal, in June, I'll move to SGIC - they seem to offer a better deal in general.

[kleung]

Hi everyone,

if i may, can i ask how much does each of you pay for your passat? Be it the R36 or normal passat.

Which company?
How old are you?
Premium a year?
Excess?

Thanks

2010.5 IG R36 Wagon
AAMI
34yo
$560pa comprehensive
$550 excess

(inner-ish Eastern suburbs of Melbourne, no claims in the last 3 years, rating 1 for life)

[Caddyman]

MY10.6 V6 highline wagon with the lot.
RACV
42yo
$770 with all glass covered
$550 excess
Outer north eastern melbourne suburb.

[deano646]

R36 Wagon (refer sig.)
AAMI
40yo
$558pa comprehensive
$550 excess
Eastern suburbs of Melbourne, rating 1

[Greggles]

R36 Sedan
Allianz
45yo
$560pa comprehensive (Rating 1) (Shannons quoted $3500pa - go figure!)
$500 excess
Canberra

[wandersen]

My god Sydney prices for insurance are expensive:

2007 3.2 V6 passat
Eastern Suburbs Sydney
Rating 1
38 years old
$1000 excess

Wait for it ..... $1200 a year with NRMA. And it was the cheapest by far !

[Nos from Maroubra]

You're absolutely right about Sydney - $1100 comprehensive for MY10 R36 with NRMA with senior (over 50) & multi policy disc + full no claim bonus discount.

[szikou]

AAMI is the cheapest in Melbourne.

Only downside is you pretty much have to use AAMI assessors and repair shops.

[sloutch]

2010.5 IG R36 Wagon
AAMI
34yo
$560pa comprehensive
$550 excess

(inner-ish Eastern suburbs of Melbourne, no claims in the last 3 years, rating 1 for life)

That is by far the cheapest insurance i've heard..$560 a year?!?! how long have u been with AAMI? 10 years?

[kleung]

AAMI is the cheapest in Melbourne.

Only downside is you pretty much have to use AAMI assessors and repair shops.

Not quite. AAMI assessors yes, but if you know how to do it, you can quite easily use your own preferred repairer. If you look at the AAMI policy documents, you can put forward a quote from your own preferred repairer, and as long as it's competitive, AAMI will usually approve it. The bonus is that you'll get a lifetime warranty on the repairs regardless of whether your repairer is 'AAMI approved' or not.

That is by far the cheapest insurance i've heard..$560 a year?!?! how long have u been with AAMI? 10 years?

I'm not the only one that got that sort of quote. Deano646 got the same figure, but he's a bit older than me. But yes, I've been with AAMI for ages - almost exactly 10 years, as it turns out. 4 years with a VS Berlina (2000-2004), 6 years with a Honda Accord Euro (2004-2010), and now with the R36.

Throughout that period, AAMI have been consistently the cheapest. Bizarrely, the Accord Euro costs more to insure than the R36, at the same address with the same driver. Go figure.

[Passat CC]

2010 Passat CC
AAMI
29
$1400 premium
$700 excess
Sydney

[deano646]

Somehow I think there may be an anomoly in the AAMI system - not that I am complaining!!

I haven't had a car insured with them for some years as I have driven company owned vehicles so this would be my first vehicle policy in about 15 years. I do have my house insured with them and I think it helps.

I could not find an alternate policy below $1,000. Maybe it has something to do with how AAMI 'view' the R36?

[Lams]

i'm AAMI, 25 male
in Greenslopes Brisbane
'06 Passat wagon 2.0T with mods and options listed, and no windscreen excess
$658 pa

[Wagen Wheels]

MY10.5 Passat Wagon TDI (agreed value $55k to cover all the ordered options) carported in Melbourne suburb.
Which company? AAMI
How old are you? 45 (rating 1)
Premium a year? $816
Excess? $550

This premium is probably a little higher than normal since there is 3rd party interest (Novated Lease).

Wagen Wheels.