Which Insurance company are you with?

[pumped]

Another thing to keep in mind is that although some insurers will not ask the question nor specifically note in their wordings that they will exclude modifications the basis of insurance is that anything a reasonable person feels necessary to mention/or should mention if it may affect the cover needs to be disclosed.

For Example- Some Insurers will give you a quote over the phone and may not ask your history/about modifications but in the event of a claim you may find yourself having to fight to get things paid.

[thirdwill]

Was gonna go with Allianz but they couldn't insure my wife.

Now with AAMI.
Comprehensive Agreed value of $52k, Windscreen and Hire Car option for me (30) and my wife (27) Excess is $400.
all up $55/month or $660/year

[MurphyTheElf]

Was gonna go with Allianz but they couldn't insure my wife.

Now with AAMI.
Comprehensive Agreed value of $52k, Windscreen and Hire Car option for me (30) and my wife (27) Excess is $400.
all up $55/month or $660/year

I was initially with Allianz (VW Insurance) and was able to negotiate cover for my girlfriend, despite her being under 30. Nobody else under 30 was allowed to drive the car. It seems they have very strict and antiquated policies, including no modifications. Also, their new for old policy isn't worth a damn because they refuse to negotiate on agreed value.

The price you have now is very good! I pay about $1000 for the same cover, but I'm with RAC, who put my car value up to $57,000 which is enough for a new fully loaded GTI - precisely what I have now. No driver restrictions.... modifications are fine. The higher price is probably due to the dodgy suburb and I park in an open driveway.

[m3103]

Out of pure interest. Has anyone tried using iselect to find the best deal for them?

[Ohmang]

Out of pure interest. Has anyone tried using iselect to find the best deal for them?

Just tried then - could not give cover. Wanted you to ring them for a quote.

[AusBob]

Out of pure interest. Has anyone tried using iselect to find the best deal for them?

iSelect came back to me with two options... both over $1700!

[Pepe]

I was initially with Allianz (VW Insurance) and was able to negotiate cover for my girlfriend, despite her being under 30. Nobody else under 30 was allowed to drive the car. It seems they have very strict and antiquated policies, including no modifications. Also, their new for old policy isn't worth a damn because they refuse to negotiate on agreed value.

My wife is under 30 and I had no problem getting her as a listed driver on the policy. Did cost me about $100 extra though from memory. They only wanted to know if she had a clean driving record, other than that, no issues. NRMA FTW!

[anders]

I have used a number if insurers over the years, but have found that everyting depends on your own curcumstances. My main consideration is repair issues and how well things are handled over the phone. After much trial and error I have found that without a doubt the best insurer for me was QBE - fast attention, minimal delay on claims and competitive rates with excess options to suit and even monthly payment options with minor cost impact

An easy on line quote is available through most websites

I will never use Allianz again, Have had friends that have had issues with claim delays through AAMI

[TeamCrash]

Hi All,

I'm with AAMI, I have a rating 1 though and on a gti its under $1000

[vim16v]

My 2c..

Believe it or not, NRMA was the best for the R (post multipolicy discounts) I opted and insured for purchase price totaling $900 odd.
Full NCB.

[Ideo]

My 2c..

Believe it or not, NRMA was the best for the R (post multipolicy discounts) I opted and insured for purchase price totaling $900 odd.
Full NCB.

NRMA was by far the best for me on a single policy as well. Less than half the price of Shannons, close to a grand cheaper than AAMI (who I wouldn't touch anyway)

[Pepe]

Just make sure on the NRMA policy you adjust the agreed value to what your car RRP's for. The default is high 40s, whereas onroad RRP for mine is upwards of 75k. Write it off in the first 2 years and you'll either be getting the complete base model or a cheque for <50k if you haven't adjusted it upwards.

[Ideo]

Just make sure on the NRMA policy you adjust the agreed value to what your car RRP's for. The default is high 40s, whereas onroad RRP for mine is upwards of 75k. Write it off in the first 2 years and you'll either be getting the complete base model or a check for <50k if you haven't adjusted it upwards.

Joys of buying a car with not many extras. Only had to nudge it a little bit upwards.

[TeamCrash]

Just make sure on the NRMA policy you adjust the agreed value to what your car RRP's for. The default is high 40s, whereas onroad RRP for mine is upwards of 75k. Write it off in the first 2 years and you'll either be getting the complete base model or a check for <50k if you haven't adjusted it upwards.

I had the same issue at first with AAMI, however because I've got a rating 1 with them I told that their price didn't not included all the on road costs with buying a new car. full comp price then went down....

[Lams]

hello all, I have just had my share of insurnace ring-around yesterday. I'm picking up my new car today and prices are all over the shop
Started with internet quotes:
AAMI - 990
NRMA - 460
RACQ - 530

I am 25, suburb is Greenslopes (Brisbane). I need under 25 coverage for my younger brothers.

I rang RACQ to see if they can adjust the agreed value to $43k from 39k, but when I rang the lady said she can't do anything about internet quote. She quoted me on the phone $960

I said the difference is huge and I told her NRMA quoted me $460. We started looking into finer detail and I got the tone from her that she thought I didn't know what I was doing. At the end I said "do you want to see my quote?" she said "nah I don't need to see it" and price matched with NRMA.

I wonder how many people just pay what they are told to pay? By spending a few min I potentially saved myself $500

note: this isn't a GTI but a Caddy Maxi Life