Which Insurance company are you with?

[Creniac]

Found that some insurance companies don't have the 1.4L 118TSI on their system yet so they automatically quote for the 1.4L turbo....... problem is if you have an accident and they find out your car is twin charged they may not pay out....... hence the reason some of you may be getting low insurance quotes..... be careful!!! I'm 33 and never had an accident or claim yet my insurance is also around $1200 even though the car is less powerful than the GTI.

[bensl]

2 drivers, 32 years old, rating 1, $355 AAMI

[coastie]

The lower premium on the newer more expensive vehicle relates to claim history on that type of vehicle. New car no claims yet thus the lower index. So I am told.

My dealer matched YOUI at $520 for the Golf with the VW Allianz policy which has 3 years new for old replacement warranty. I took it.

[cube_3]

What are your thoughts on Market value vs agreed/set value???

Well you car obviously loses X amount of value once it leaves the lot so if you want to cover the price of a new car( including delivery fees/tax etc), and you don't have a policy that does a Xyears new car replacement, then its best to go with set value. The downside is higer premiums. Once the car is a few year old I'd just go for market value.

[cube_3]

The lower premium on the newer more expensive vehicle relates to claim history on that type of vehicle. New car no claims yet thus the lower index. So I am told.

My dealer matched YOUI at $520 for the Golf with the VW Allianz policy which has 3 years new for old replacement warranty. I took it.

Glad you found someone who could give a resonable explaination. When I ask I was told that the newer cars had better safety features so less chance of a crash! Other insurers are different though and give a cheaper price for mine and a larger quote for the GTI etc.

[cme2c]

Found that some insurance companies don't have the 1.4L 118TSI on their system yet so they automatically quote for the 1.4L turbo....... problem is if you have an accident and they find out your car is twin charged they may not pay out....... hence the reason some of you may be getting low insurance quotes..... be careful!!! I'm 33 and never had an accident or claim yet my insurance is also around $1200 even though the car is less powerful than the GTI.

No, NRMA has it as a MY10 118 TSI

[Nicho]

No, NRMA has it as a MY10 118 TSI

Just on that point....NRMA has 2 options for the 2009 model. 1K 6th or 1KMY10. How do you know which is the model you have? Says nothing on the documentation with the purchase.....

[cme2c]

Just on that point....NRMA has 2 options for the 2009 model. 1K 6th or 1KMY10. How do you know which is the model you have? Says nothing on the documentation with the purchase.....

the 10th or so character on the VIN (after 1KZ) is a 9 for MY09 (1k 6th) and an A for MY10

[Nicho]

the 10th or so character on the VIN (after 1KZ) is a 9 for MY09 (1k 6th) and an A for MY10

Ahhhh....all clear.....now on to cheaper insurance!!

[hkogti]

Interesting the price different, I was quote today $998 with them. Im 27 Male, no claims in the past 3 years, Melbourne 3162.

I was wondering how did you get that price?

I lived in NSW 2118, 10 years driving expereince 65% NCB

[Nicho]

I lived in NSW 2118, 10 years driving expereince 65% NCB

I don't understand it myself.....I have 28 years experience, one other driver with 20 years experience, live in Sutherland Shire and can only get $37200 covered for $755 with Bingle.....I said I lived in 2118 and parked in a garage and could still not get it down any further......how much did you insure? Any other drivers? Does Bingle include Hire Car/Windshield? I can get NRMA for about $950 but that includes hire car and windshield....probably what I will end up going for.....

[Tyko]

Golf GTI mk 6 insurance

I'm hopefully will be getting a new GTI mk6 in the next week or so.

I've had a car licence for 14 years, with only 1 accident, 10 years ago.

I was wondering if anyone had any recommendations in regards to insurance companies? I assume the insurance will be similiar to the previous mk5, so any experience in regards to price along with how they dealt with any claims from current GTI owners would be greatly appreciated.

[lawsy82]

I'm hopefully will be getting a new GTI mk6 in the next week or so.

I've had a car licence for 14 years, with only 1 accident, 10 years ago.

I was wondering if anyone had any recommendations in regards to insurance companies? I assume the insurance will be similiar to the previous mk5, so any experience in regards to price along with how they dealt with any claims from current GTI owners would be greatly appreciated.

Hey mate I have a 06 GTI golf - Rating 1 with NRMA and I pay $60 PER MTH. I find NRMA excellent to deal with and there claims process is also great.

[masuri99]

Hi Tyko!

As a guide for a car with no finance on it:

38y/o with no bad history. full NCB and parking car in locked garage in Sydney's inners west:

NRMA: $1200 inc hire car and window cover ($1000 excess)
AAMI: $1200 inc hire car and window cover! ($550 excess)

YOUI with a lot of restrictions/questions $2000!
Budget direct: $1650

I have been with NRMA for while... so paid a bit more to stay with them. However I hear AAMI is good too!

Happy driving!

David

[aeon]

I did a quote for AAMI - 27y/o, full NCB, up here in Darwin, cost $800 with the default settings on the online quote system.