Originally posted by woofy
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Originally posted by jameshero View Posthow do you go with insurance if legally you are not allowed to drive the car, could they refuse to cover you in the event of an accident?
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Originally posted by steve2234 View PostI drive an R32 on my red P's and have been driving it for over a year now and have yet to be pulled over by cops. Guess it just comes down to how you drive your car
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Originally posted by sortofbigbj View PostR32s (assuming you're talking volkswagen) are perfectly legal on p plates.
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as a follow up, have previously spoken to AAMI about my 118TSI, no exemption = no insurance, sent my application off to vicroads and 5 days later it came back approved,
also a little clarity seems in order, on the list of p-plate legal cars, an application for a car listed as "Application Required" eg: 118, 90, 77TSI involves listing the details of the driver, the owner and the car, no reasoning required, assuming you don't have a history of speeding and drinking I would imagine you would get approved, I sent my application off the day I got my red P's and it was approved
if the car is 'Banned' you can still apply for an exemption from VicRoads however another form is required (same form for V8's) which involves showing why it would cause undue hardship if you were unable to drive the car, eg: only car in your immediate family and work/uni is 2 hours by public transport, but either way you are at vicroads peril, they could turn around and say no and there would be nothing you could do about it
without an exemption I would be asking for a letter in writing stating that despite being unlicensed to drive the car, you are still insured to drive it as otherwise it could prove rather costly, of course aami could differ from other insurance companies...Last edited by jameshero; 29-01-2012, 06:28 AM.
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I think the exemption will get harder particularly if they can clearly see someon bought a banned car rather than it being a family car. On the other hand they would get a lot of family members buying that kind of car on behalf. In reality it's only a few yrs, no p plater needs an R32 etc...
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Originally posted by elephino View PostAnd now Bernard Tomic has fallen foul....3 times in the same day. But then you're always going to attract attention in an orange M3.
If he gets away with nothing other than a smack on the wrist, I can see many others who are being asked to pull over similarly refusing to do so as well.
Back to the topic. If the driver is not permitted to drive a particular type of vehicle, then driving one is pretty stupid. It would be like someone with a car licence driving a heavy vehicle. There are categories of vehicles, and you need to hold a licence that permits you to drive that type of vehicle.
On the insurance side, it is the driver that the insurance company is interested in. If a parent is stupid enough to say they were driving the vehicle when it was their child (who is not permitted to do so), then they are even more stupid and deserve everything that happens as a consequence of that. I just hope that what they do they do to themselves and do not involve anyone else.
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So, what we are saying is that if you drive a car that you aren't allowed to drive, you are stupid. Much like driving a HR vehicle on a C license....
I don't know how this topic has gone this far... Please take it out the back and put a bullet in it."If can't get behind your troops, feel free to stand in front of them..."
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