Thanks for the wake up call, Mum...

[Golf Loon]

Yeah I`d whack the wheels and bumper back on and ring round a few local smash repairers, then take it to them and get quotes.

Explain how much you love it and that you doint want it written off.
If you rely on her insurance company, they will just give you a payout figure and write it off I reckon. If they wanna do that, haggle for the salvage of the wreck and get it repaired yourself.

You`d struggle to find another straight vr6, thay are vanishing fast.

[mikepologti]

i think you need to wake up her at 6am with a bulldozer hitting her camry. that majorly sucks man.

[KI11Z]

WHOHHHLLY $h!7STIX! gawd damb mickey, you've had a terror run with your VR mate I woulda been PISSED!! good luck with it all

[Mrk_Mickey]

Thanks for all the support guys, it hasn't been a very nice weekend (even though I went on holiday!). Having to look at it every time I walked to my door really sucks. I noticed that the rear right door is sorta catching on the pillar too so it's not looking good right now

Don't let your car sit in some assessment place for days on end. Stuff may go missing on it. Thats a bad spot to get hit, book value on your VR6 wont be that high?? You got any stockies to throw on there as well? Make sure you get a rental car, cause you got this massive inconvenience placed on you. Don't settle for a Hyundai Getz neither..

Leave nothing to chance, get every persons name and take notes after every conversation with insurers, assessors, repairers. If they decide to total it, can you buy it back? You need to buy it back!!

You need to be super assertive...you will probably never speak to these people again as long as u live. If they don't like you cause your a demanding prick so what??

Thanks for the advice mate, there's a few things in there I would have missed, but this is definitely my plan of action. I hope the NRMA who insures the other driver gives me a car..

Yeah I`d whack the wheels and bumper back on and ring round a few local smash repairers, then take it to them and get quotes.

Explain how much you love it and that you doint want it written off.
If you rely on her insurance company, they will just give you a payout figure and write it off I reckon. If they wanna do that, haggle for the salvage of the wreck and get it repaired yourself.

You`d struggle to find another straight vr6, thay are vanishing fast.

Problem is I've got heaps of fiddly little bits in the car that are personalised to me..so even if it is written off it will be hard to make another VR6 mine again... maybe a mk4 this time? lol..

WHOHHHLLY $h!7STIX! gawd damb mickey, you've had a terror run with your VR mate I woulda been PISSED!! good luck with it all

Thanks man

All of this depends on the amount of damage on my car, but I figured that these are my options:
a) speak to a good repairer, hopefully someone who won't mind throwing a few extra things into the equation (like hatch shaving and respraying a few other bits) because it's gonna be a big job anyways..
b) write it off and buy it back and then repair it myself and have money left over hopefully...
c) write it off and strip the thing BARE and sell off everything i don't/won't need and look out for another VR6..

So my final question...what is the actual procedure with this whole scenario? If I take it to a few recommended repairers and get quotes/assessments, do they then tell me whether it's going to be written off or not; and then if it will be, what actually happens to my car and how soon can i see it back to me (and will it be unchanged or should i be worrying about customised bits that i should take out?)

Any advice welcome, being so young I've never had something this catastrophic happen so it's all a huge load on me right now

[Manaz]

You have another PM.

Discuss your options with Max - he knows the game, and can do the other stuff you want done (whether he can slide it in on the job he'll know better than I).

Good luck with it dude!

[Mrk_Mickey]

Who knows how much (ballpark figure, if it's not a set amount) my car will cost me to buy it back after it's written off, if that's the case?

[DubSteve]

You let that front bar go I'll kill you!

[Preen59]

Maybe you should think about a Mk4?? They're a much better car and newer and better on fuel (Yeah yeah i know they don't sound as good).

Only a suggestion dude. But it might be cheaper in the long run. Especially if you have to travel for your job.

You let that front bar go I'll kill you!

Hahahaha yeah nice one steve.

[Golf Loon]

Who knows how much (ballpark figure, if it's not a set amount) my car will cost me to buy it back after it's written off, if that's the case?

The insurance company will send out an assessor who will value your car, say $6000. You say you want the salvage of the wreck, they will let you have it for eg $1500, so they send you a cheque for $4500 and you own the car.

If you can get it fixed for that much or less, you win, but you have to do the running around.

Plus the other drivers insurance company decide on the numbers which is not so good.

Better if you find a repairer you are happy with, get a quote and send it to her insurance company for payment. They may request three quotes, but will always go with the cheapest.

There are diferent categories of write off. Yours would be beyond economical repair. It can be fixed, but will cost as much as the car is worth.

Ring around and then go and talk to some good panelbeaters.

I know some in this area if you get stuck, but local would be better for you.

[Mrk_Mickey]

You let that front bar go I'll kill you!

BAHA dude that's mine regardless

Maybe you should think about a Mk4?? They're a much better car and newer and better on fuel (Yeah yeah i know they don't sound as good).

Only a suggestion dude. But it might be cheaper in the long run. Especially if you have to travel for your job.

I've thought about this; I think I agree..we'll see how tomorrow pans out I suppose.

The insurance company will send out an assessor who will value your car, say $6000. You say you want the salvage of the wreck, they will let you have it for eg $1500, so they send you a cheque for $4500 and you own the car.

If you can get it fixed for that much or less, you win, but you have to do the running around.

Plus the other drivers insurance company decide on the numbers which is not so good.

Better if you find a repairer you are happy with, get a quote and send it to her insurance company for payment. They may request three quotes, but will always go with the cheapest.

There are diferent categories of write off. Yours would be beyond economical repair. It can be fixed, but will cost as much as the car is worth.

Ring around and then go and talk to some good panelbeaters.

I know some in this area if you get stuck, but local would be better for you.

Shiza, is the wreck that much?!..

This is my thought...get another VR6 for whatever I can that is a good price. Then swap everything of mine into the new one and take out of the new one if needs be. Then just wreck my car out completely and sell off whatever i don't need or want and then I should come out on top..



Oh and the other thing my insurance company told me is that I don't have to do anything the other insurance tells me because i'm not involved. all they do is pay for my repair under their agreement of insurance with the other driver. I'd hope that if the car was written off that I'd be allowed to negotiate a price considering condition before the accident..VR6's just aren't that cheap at the moment because of economy and rarity.

[h100vw]

I got my A3 back for $1000 from Shannons.

Gavin

[The_Hawk]

The insurance company will send out an assessor who will value your car, say $6000.

Ah, the joy of agreed values Beats relying on someone else to decide what your car is worth.

[mikinoz]

This is bad news, but not as bad as I had imagined after you described it on MSN.

As for repair value, I had someone nudge the rear bar on the MKV and it is $950 for them to replace and colour match, so I am assuming 5 grand does not go far in bodyshops.

All the best with the repair!

[gldgti]

i had a rear hit in my mk3 last year.

my comprehensive insurance with shannons had the car value at $6k. the repair came to about $4k. (respray 2 rear quarters, new tailgate, new bumper, new vr6 tails... panelbeat rear panel).

got it through "just".

my guess would say your repair bill will come to about $3k. you should be right as long as the car is valued at over $6k.

good luck.

needless to say, after i had my car repaired, i also got it revalued

[AusScare]

Ah, the joy of agreed values Beats relying on someone else to decide what your car is worth.

needless to say, after i had my car repaired, i also got it revalued

I just asked for a valuation of $5.5k (purchase price) on my mk2 gti and AAMI gave it to me, even after originally saying it was $4.2k or something.

So they must have a bit of leway in terms of negotiations in that area.