Polo GTI Discounted

[Blitzen]

I'm on a Novated Lease through a company called Smart Salary, who deal with government departments such as the Defence Force, Police, Teachers and Nurses...Best thing I have ever done.

[PeterHBne]

I bought mine under a novated lease - as has been said, doing lots of kms and having a higher salary is the key. It is a good deal.

Just be sure (as sure as you can be anyway) that you believe the job you are going to is secure - if you have any doubts, make sure that you can handle going back to to having to pay for lease payments and then other car costs out of post tax dollars (as I did........................)

[RhysQ]

i'm in property valuation and the guys in the office average approx 250-300kms per day. when i get registered and become a valuer i will be upgrading under a novated lease for sure. they all are on it and say it is definitely the way to go, especially with the k's put on the car.

[Blitzen]

I bought mine under a novated lease - as has been said, doing lots of kms and having a higher salary is the key. It is a good deal.

Just be sure (as sure as you can be anyway) that you believe the job you are going to is secure - if you have any doubts, make sure that you can handle going back to to having to pay for lease payments and then other car costs out of post tax dollars (as I did........................)

I'm pretty secure in my lease and my job atm...The Government owns me for another 4 years...

[Matt P]

However, if you are moving soon, think about what k's you will be driving. Any less than 45000km a year and FBT starts getting higher, but for most people it is beneficial with a minimum of 25000km.

not true, depends on earnings. I have customers doing like 5000kms a year that still are getting a decent benefit out of packaging their car.

also FYI, the brackets are

0-15k
15-25k
25-40k
40k+

might wanna look into that before giving advice kthx

[langers_sydney]

Yep I signed up for 15,000k and it works fine, see if your company do ECM. Helps the FBT.

[sports racer]

Thanks for the advice guys. Since I'm in the govt I'm pretty secure for the next 20 years and 40,000 k's per year should be easy.

Now for the next question. Who knows how do I get the flash upgrade, R32 brakes and rear swaybar under lease (and therefore tax free)? Don't say it can't be done. I worked with a guy 5 years ago who built up a V6 Mirage with 4wd, all through lease payments. Wish I knew where he is now.........

[Blitzen]

Thanks for the advice guys. Since I'm in the govt I'm pretty secure for the next 20 years and 40,000 k's per year should be easy.

Now for the next question. Who knows how do I get the flash upgrade, R32 brakes and rear swaybar under lease (and therefore tax free)? Don't say it can't be done. I worked with a guy 5 years ago who built up a V6 Mirage with 4wd, all through lease payments. Wish I knew where he is now.........

It can be done, so long as the new parts are direct replacements of existing parts, so the rear sway bar is a no go(as I found), but you can get the front one done, and springs, and R32 brakes, and intercooler, and so long as you have money in your car payment slush fund.

[Matt P]

dont forget, check the insurance your lease company provides to be certain they'll cover the work

the other option is to get the dealer to do the work prior to delivery and to bill you more for the car