Insurance on your Passat

[Wyatt]

I put a deposit on an R36 today and included with the paperwork was a flyer on Volkswagen Insurance (provided by Allianz). The cover looks pretty good. Is anyone familiar with the rates compared to other insurance companies?

[Gig]

In reply to Wyatt, unfortunately I have had to call on my insurance company already due to someone rear ending my 4 month old Passat Wagon. I was under the impresion that my VW Comprehensive insurance (Allianz) was in fact comprehensive, however upon reading the fine print I was not covered for a loan vehicle. So the moral of the story is that comprehensive is not actually comprehensive and there are a couple of extra options available. I have since shelled out an additional $10 per month to cover for a loan/rental vehicle albeit too late in this instance.

[Wyatt]

Thanks for the heads up Gig. Whilst the flyer mentions car hire benefits following theft or accidents, it guess it always pays to read the fine print (it's where the devil hides!).

[gareth_oau]

My cars so far?:

1978 2L Escort Rally Pack, with a bit of engine/head work - 70 to 145kw
1989 Corolla twin cam 4AGE stock 86kw
1991 Telstar TX5 turbo stock 108kw
1993 Falcon XR6 stock 161kw
1990 HSV SV135 5L Wagon - exhaust - 185 to 205kw
1999 Holden Commodore 5L Wagon exhaust/chip - 165 to 210kw
1980 Escort RS2000 - complete engine revision, turbo etc etc etc 70kw to 260kw
2003 Holden Commodore 5.7L SS Wagon exhausted/chipped from 235 to 290kw
2005 FPV GT-P (current) exhaust/chip etc 290 up to 375kw
2000 Audi S3 (current, still waiting delivery) APRed 154 to 250kw

[Northy]

With the delivery of my R36 only 4 weeks away the only place I have found with the R36 on their list is NRMA, ahd anyone else had any luck?

[Wyatt]

R36 Dreamer said earlier in this thread that he (?) got a quote from Lumley for $1200.

I guess once people start calling to ask about insurance they'll start adding the R36 to their systems.

[R36]

R36 Dreamer said earlier in this thread that he (?) got a quote from Lumley for $1200.

I guess once people start calling to ask about insurance they'll start adding the R36 to their systems.

Year: 2008
Model: R36 wagon
Options: all
Name of Insurer: NRMA
Anuual Premium: $1,062 (over 30 with max NCB)
Excess: $450

[Cro]

Lumley is SMB Fleets insurer of choice..I got the same premium @ $1300

[Vene]

Year: 2008
Model: R36 wagon
Options: all
Name of Insurer: NRMA
Anuual Premium: $1,062 (over 30 with max NCB)
Excess: $450

That's a great price. Mine's around $1700 with NRMA. Lumley quoted $1155......no prizes for guessing who I'm going with!!

[VolksFlagon]

Right then, looks like I need to change insurance co's

2008 V6 Wagon (wit Roof, auto tail etc) about $1100 per year with full no claim bonus.

This was a bit cheaper than my last car a 2004 XR6T so I thought it was OK but some of you are being quoted between $700 - $900!!!

[Audemars]

R36 wagon

I hope you don't mind me bumping this thread. I'm picking up my new R36 wagon this Friday! I stopped by the dealership yesterday to take a look. Can't wait!

So I now need to sort out insurance and I've noted that prices can vary significantly.

@ all you R36 wagon owners:
Where do you have your little beauties insured? How much do you pay and what's your excess?

Thanks!

[bennobee]

i have looked at Shannons and they are talking around 1700 dollars dfor over 30's secure parking..... its crud

[richdave]

Year: 2008
Model: TDI Wagon 125kw
Options: refer sig below
Name of Insurer: GIO
Anuual Premium: $1058
Excess: $500

EDIT - Named drivers only.

just got my renewal and it is now $1218 No claims either!!

going to shop around again

[Audemars]

I've now been in contact with most of the big and some of the small companies. Thought I'd share my findings here - hopefully it can be of help to someone.

These quotes are based on an R36 wagon for private use, youngest driver 30+ years, nominated drivers, less than 10,000km/year, highest NCB, garaged at night, Sydney eastern suburbs. Excess $500 unless specified.

- Budget Direct: No quote available for this vehicle
- Lumley Special Vehicles: $1370
- Suncorp: $2250
- GIO: $1970
- CGU: $1578
- NRMA: $1433 (excess $1000)
- RealInsurance: $1070
- HBA: $1054
- AAMI: $1781 (excess $550)
- Ryno: $1547
- JustCars: $1638 (excess $600)

It's also worth mentioning that Choice just published a full review/comparison of car insurance policies on their website.

I will definitely go with HBA. Good price, scored really well in the comparison and very friendly service (at least so far).

[macdoc]

Just got my renewal from Shannon's insurance.
$548 premium
$400 excess for ANY driver over 28, $2000 excess for ANY driver if under 28.
Current rating 1.
2007 Silver Passat Sedan with 2.0T engine, leather.
No garage, carport only.
Approx 'insured' value is I think about $42000.
Sort of country area (Healesville)
Daily drive - no maximum kilometer restriction.
1 vehicle only - no extra discounts.

Macdoc.