Tiguan Insurance??

[Suffolk]

Once again, insurance renewal came in.

Got a quote from AAMI for 2010 TSI of $1729.81 Agreed Value of $36,650 (the most they are willing to pay).

This price includes these mods, chipped,induction,springs,rims,xenon,abt grill

Would love to hear how much members are paying for there insurance??

[team_v]

$650 with YouI market value and all mods included.

RACQ won't insure my car as it has a "preformance air intake"

[The_Hawk]

I just did a *really* quick and dirty quote on RACV, agreed value of $36k, 34y/o male in Vermont 3133 and it came in at $1,160.53
(knowing of course a different suburb will likely make lots of difference).


In NSW NRMA used to be one of the higher priced option, but of late they have changed the way they do things and are far more competitive... was wondering if the rough equivalent in VIC is doing the same...

That said I know SFA about RACV or what they are like as a company.

[Suffolk]

$650 with YouI market value and all mods included.

The lowest market value i found which would bring the excess around the price you payed brings market value at $21,136.
That's what you call depreciation!!

[tigger73]

I'm with Shannon's who will insure tuned/modified vehicles (not all insurers like mods).

It's about $1200 a year with agreed value of $36k on a 2011 125TSI + the bits.

My personal experience from the past and what I have heard also about Shannons in terms of customer service and payment of claims is very good, compared to not very favorable for AAMI. Though most people don't read their insurance contract until they go to make a claim and then find out what is and is not included....

Not saying that AAMI is necessarily bad, however there appears to be some restrictions in terms of choice of repairer, using non-geniune/used parts etc. Usual story is that you get what you pay for and if you shop around and do your research you can save some money and/or heartache down the track.

[tigger73]

The lowest market value i found which would bring the excess around the price you payed brings market value at $21,136.
That's what you call depreciation!!

Yes there's often a BIG difference between agreed value and market value...

Plus you can play around with excess to bring price down too.

My $1,200/year policy has $400 excess.

[Suffolk]

AAMI policy states you can use your choice of repairer and will use oem parts, no discount even though I have a policy with them already.

[Suffolk]

Excess is $625 including windscreen damage and rental car at no cost.

[nat225]

mine is around $650 a year for the Tiguan, NRMA with $42k agreed value (including all mods as long as roadworthy), $800 excess. no windscreen, no hire car.

postcode is a quite significant factor, i paid more insurance for my cars when i was in Sydney than now in Brisbane.

[alexc2005]

Wow you guys have some cheap insurance!

I have been quoted as high as $1900....

Lowest I can get is around $1000..

I paid less insurance for a V8 than this bloody thing!!

[MGV]

Was paying 650 in Melbourne, but it's just gone up to 900 (CommInsure). New postcode & nominated my 25yo daughter on the policy as another occasional driver. I can pay monthly with no additional admin costs. I have a windscreen option, which doesn't cover the side or rear, which i found out the hard way...

I don't think i would be forthcoming about running with a tune, if that were the case...

[tigger73]

I don't think i would be forthcoming about running with a tune, if that were the case...

My main concern is being "uninsured" in the event of a major accident. If the insurance company finds out you have mods and not declared them they may weasel out of a large claim. I just don't want to put myself in that position.

Plus Shannons will insure the car for supervised driver training.

[michael_ozzie]

We have just insured out new 2013 Tiguan for $715 with RACV, with my wife being the only listed driver (under 25).
I am also under 25, but only for a few months, and (touch wood) should get away with not listing myself.

We do have other policies with RACV so that does help bring the cost down.

[alexc2005]

Does the ECU re-map count as a mod?

So far I have tried just car, nrma, youi, bing, racq, progressive.

Progressive came in cheapest at $819 with 600 excess and 450 u25 excess.

racq came in most expensive at 1253 with 600 and 250 excess.

We have a weener, most expensive = Suncorp @ $2200. If I move my location from Chinchilla to Dalby (1hr away), it drops to $1400... wtf..

Real insurance said they couldn't insure me for some reason, just looking at AI now, will post up a summary when I choose.

[Dr freedom]

Excess is $625 including windscreen damage and rental car at no cost.

My misses car is with AAMI $1100 a year, choice of repairer, oem parts. Its a new car, so if they write it off, within the first 2 years they will replace the car with a new one, same options & whatnot.
She too has the hire car option. The deal was if you choose an excess of $500&something the hire car cost was only covered by them for the first 2 days, $625 & the hire car cost is covered by them for the total length of time you have the hire car.
She had to make a claim not too far back.
Drops off car at repairer & was given a cab voucher to get her to the hire car place to pick it up. I thought that was pretty neat.

My tig's insurance is $735 per year, under a fleet policy deal I get from work.