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  • #16
    I'm with RACV, cheapest for me, AAMI +300 and Allianz +700.
    lots of friends also told me RACV is the easiest to deal with.
    MY14 Golf MK7 103 TSI Highline | DSG 7 spd | Pacific Blue | Bi-Xennon | Sunroof | Driver Assist 2 | Leather |
    MY12 Passat B7 118 TSI | DSG 7 spd | Silver |

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    • #17
      Anyone using shannons?
      Ordered mkVII GTI - carbon steel - DSG - bi xenon - leather - sunroof

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      • #18
        Originally posted by cox11 View Post
        Anyone using shannons?
        Have done on the previous car. Couldn't be bothered going through the gate keeper making an arbitrary decision on if you're a "car enthusiast" for this one.
        carandimage The place where Off-Topic is On-Topic
        I used to think I was anal-retentive until I started getting involved in car forums

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        • #19
          Originally posted by brad View Post
          Have done on the previous car. Couldn't be bothered going through the gate keeper making an arbitrary decision on if you're a "car enthusiast" for this one.
          I bombed out on the first question with Shannons......"Do you drive your car to work each day?" Answer "Yes" Reply, "sorry we are unable to insure your vehicle" blah blah blah!

          Cheers

          George
          06 Jetta 2.0TFSI Killed by a Lexus!
          09 Eos 2.0TSI DSG Loved this car but has now gone to a new home!!
          14 EOS 2.0 TSI has arrived!

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          • #20
            I'm with Shannon's
            Have both cars and home and contents. The polo went up a bit from NRMA but the BMW track day car went down and the home and contents stayed the same but with better coverage and excess.

            Overall it is about $200 cheaper than everything with NRMA even with my licence suspension from 2010.
            The polo is listed as the daily driver to and from work as well.

            Besides the car enthusiast thing you need to be able to garage any cars you have. If you park on the street at night or the car is visible from the road it is an instant NO.



            Sent from my Nexus 4 using Tapatalk

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            • #21
              Just came back from shannons. $1750!
              Ordered mkVII GTI - carbon steel - DSG - bi xenon - leather - sunroof

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              • #22
                I've always found that insurance companies are able to beat their "online discount" by giving them a call and negotiating further. This year, in my case, RACV are cheaper than AAMI but last year it was the other way around. The Golf 7 is also cheaper to insure than the Mark 6 even with less agreed value on the 6 for my situation (118TSI vs. 103TSI). I've found one change this time than previous years with regards to options on the vehicle; most companies now settle on an agreed value and claim that the insurance covers all options fitted to the vehicle. Guessing driver assist doesn't affect premiums...

                The agreed value for a wagon maxes out at a few thousand below the cost of one that's fully optioned so I'll have to jump on the phone anyway to make sure that I'm not short changed when agreed value fails to cover the costs of my car... either that, or I have more negotiating power with my dealer than I previously thought!

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                • #23
                  Was ready to sign up with Allianz and then noticed they missed the leather off the quote. When I rang them to point out their error they said sorry you now have too many accessories and we can't insure your vehicle. WTF? I have a Mini Cooper s with $12k worth of extras and they insured that.
                  Ordered mkVII GTI - carbon steel - DSG - bi xenon - leather - sunroof

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                  • #24
                    Had a quote from RAC, they gave me $557/yr and I'm under 25
                    GTI PP Mk7
                    My grandma used to say...

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                    • #25
                      Originally posted by cox11 View Post
                      Just came back from shannons. $1750!
                      Cox: They can't be serious - $1750!! Did you tell them that you didn't have the gold-plated mk7?
                      Please don't PM to ask questions about coding, or vehicle repairs. The better place to deal with these matters is in the forum proper. That way you get the benefit of the wider expertise of other forum members! Thank you.

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                      • #26
                        DV52, obviously the 20" solid platinum rims put them off
                        Ordered mkVII GTI - carbon steel - DSG - bi xenon - leather - sunroof

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                        • #27
                          Originally posted by cox11 View Post
                          Was ready to sign up with Allianz..
                          I was getting a quote from Allianz online (at almost half the price the dealer quoted from the same company lol) but noticed they've stuck a new $2k theft excess on the GTI if it doesn't have a GPS tracker. That was never there when I had my pre-modded Mk6 with them a few years ago.

                          --- FS: 2016 Golf GTI 40 years, white, DSG, 18,xxxkm -------------------------------------------------------------------
                          2019 Audi SQ5 | 2016 Golf GTI CS + OZ UL HLTs | Retired: 2018 Audi RS3 sportback + OZ Leggera HLTs
                          2017 Golf R Wolfsburg Sportwagen | 2016 BMW 340i + M-Performance tune/exhaust | 2015 Audi S3 sedan
                          2014 Golf GTI + OZ Leggera HLTs | 2012 Polo 77TSI (hers) | 2010 Golf GTI Stage 2 + OZ ST LMs

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                          • #28
                            I'm similar but with Volvo v40 T5r got same 2k theft excess and Allianz online was much cheaper than stealer


                            Sent from my iPhone using Tapatalk
                            B6 Passat Wagon No KESSY

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                            • #29
                              Originally posted by OilBurna View Post
                              I'm similar but with Volvo v40 T5r got same 2k theft excess and Allianz online was much cheaper than stealer
                              Proves how pointless comparisons are on a site like this though. When we bought the Polo last year the dealer price was about $40 more than the online price, but offered an extra year of new-for-old replacement so I figured I'd go the dealer route. Between drivers, locations, cars, time and, I suspect how much a litre of milk costs, it seems like everyone ends up with differing costs.

                              A GPS tracker kills the theft excess and knocks about $50 off the premium from memory. I'm not sure how good any of the GPS tracking companies are and their pricing - cheaper to either go with a slightly more expensive insurance option or wear the theft excess if the worst happens (could also factor into a higher agreed value I suppose).

                              Like a couple above I am looking at SGIC this time around as their quote was well under even Allianz who were solid last time around.

                              --- FS: 2016 Golf GTI 40 years, white, DSG, 18,xxxkm -------------------------------------------------------------------
                              2019 Audi SQ5 | 2016 Golf GTI CS + OZ UL HLTs | Retired: 2018 Audi RS3 sportback + OZ Leggera HLTs
                              2017 Golf R Wolfsburg Sportwagen | 2016 BMW 340i + M-Performance tune/exhaust | 2015 Audi S3 sedan
                              2014 Golf GTI + OZ Leggera HLTs | 2012 Polo 77TSI (hers) | 2010 Golf GTI Stage 2 + OZ ST LMs

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                              • #30
                                $537 for my 90 TSI with Suncorp which includes choice of repairer, loan car, replacement windscreen and new replacement of the car if it is written off for the life that I own the car. Standard $600 excess. In 10 years time with 400,000km on it a big gum tree had better fall on it, preferably when I'm not in it. In other words if I stick with a Golf I should never have to pay for a new car again.......
                                Nov '15 Polo 81TSI manual white

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