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Which Insurance company are you with?

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  • #91
    Originally posted by Maverick View Post
    This is my last AAMI repair, only the names of the AAMI managers have been changed to protect the useless. My previous claims were not much different. And this isn't the fully story as it dragged out a bit longer. Low speed impact from an angle hit from behind, corner of the rear bumper caved in and some damage to the panel behind the bumper. They ended up replacing the rear quarter panel (subaru outback h6 luxury) as it was damaged behind the bumper but they didn't quote on that.

    26/10/2006 drop car off
    08/11/2006 pick car up
    -Rear bumper refitted as wasn't lined up (3cms out in areas) - around 2 hours waiting whilst they used cutting tools to remove parts of bumper brackets and more (painful to watch)
    -Pointed out difference in colour compared to car
    -Pointed out rubber trim on rear passenger door was not sitting right, told that the rubber trim had shrunk when off the car

    09/11/2006

    -Noticed rear door would not close properly
    -Noticed that rear window was sticking out
    -Overspray over whole car including windows
    -Marks (including fingerprints) inside around where trim was removed

    Arranged with Vulture Street to drop car in on the 13th.

    13/11/2006 9am to 4pm

    -Rear door was fixed (still not quite right)
    -Rear window refitted, better but still too far out. Window installer claims that window has bowed after removal and the only way to fix was replacement.

    Went straight to AAMI fairfield to discuss

    13/11/2006 4:45pm

    -Visited AAMI Fairfield and assessor looked at the car
    -Discussed rear window as main issue and assessor agreed to order in a new window to fit if required and to allow a week. Organised the day of the 23/11/2006 to drop the car in and they would have a window installer come to remove the window and then look at the issue there.

    13/11/2006 6:00pm

    -Rear door trim on passenger door is hitting the front door
    -Numerous marks on window trim
    -Black marks on seatbelt (Cleaned off)

    Thursday 23/11/2006 8:00am to 4:00pm

    -Dropped in to have window fitted and raised other issues
    -Vulture Street picked up the car and returned in the afternoon
    -Looked at car with assessor, he arranged for manager B**** W****** to come out.

    -Rear window still not fitted correctly
    Discussed with manager who was not aware that the rear panel had been replaced and did not know why the window was not ordered but said that the window should not have been ordered. Manager claimed that the window must have been like this from day 1 and that the window doesn't bow after removal.

    Pointed out that the car was not like this before the accident and that I had owned this from new and it was not like this when I picked up the car. If the glass has bowed after being removed it wasn't my problem, I expect the car to be in the same condition when I pick it up as when I dropped it off. The accident was not my fault and I will not accept the car back with was is in my view a major defect. If the glass bowed after removal then the other insurance company should be picking up the bill. If there is another problem then again this should be repaired.

    Manager said why should they put a new glass in if the fault is in the old glass, went around in circles.

    I said again that I don't care what has occurred, if the glass bowed after it was removed it should be replaced.

    He Agreed to organise another glass to compare with this one and have the car measured to see where the problem is.

    -Pointed out overspray on hatch on top left hand side. Agreed that to fix this.
    -Pointed out that the trim was still hitting the front door. Agreed that the plastic panel has been damaged in removal and would replace it and the rubber trim.

    Went over the numerous other defects and the number of times I had returned the car and time spent running around.

    November 28-December 1 - attempted to contact B**** W****** on mobile number given, kept going to message bank. Requested a call back to arrange time.

    December 7 got in contact with B**** W***** who had been on holidays.
    Too late to organise anything as I was going on Leave on the 14th and he suggested leaving until the New Year. Told him I would call back in January when I was back at work.

    Issues to resolve (as discussed with B***** W*****)

    -Missing round plastic protectors where rubbers contact the paint on left hand side where the hatch closes and the left hand door.
    -Overspray on door sill between front and rear doors.
    -Marks still around trim on inside from removal of trim.
    -Rear window not fitted correctly
    -Gap on trim on top of window twice as large on the passenger side and trim has been bent.
    -Gap around the hatch on the passenger side is 50% bigger than the gap on the driver's side.
    -Gap inside the car between the rear window and the inside trim is double or more in areas over the driver's side.
    -Rear bumper has a rattle when tapped from the underside at the rear.
    -Rear passenger door trim and rubber to be replaced.
    -Overspray on all panels in particular horizontal surfaces and the rear panel on the driver's side (areas that are have had tape on there are clearly visible)
    -Overspray on the rear drivers side tail lamp.

    January 22nd 8:15am
    Spoke to G**** N***** when dropping car off
    Gave him a list of the issues (above) and went over each one with him.
    He again didn't have details of the replacement panel and only had the original quote.
    Told him that I wanted it back in the same condition that it was dropped in. He was to call me back.

    January 24th 2:10pm (1:52m)
    Rang G**** N***** left message

    January 24th 2:54pm (9:39m)
    Rang G***** N******
    He said he has seen the car and everything looks ok, the repairer has not taken out the window yet and was reluctant to do so.
    The repairer claimed they had a window there last time to check but he couldn't confirm this (this is different to what B**** W***** told me when he said that no window was ordered last time).
    I asked if there was a window ordered because B**** W***** told me he would arrange one but there wasn't one.
    Told him again that the car was not like this, it's a clearly visible defect in the repair and it was not there.
    Mentioned that I am particular about these things and it has never been like this. I also mentioned that I spent about 2 hours with the car before I picked it up waiting on finance company paperwork and went over the car looking at defects.
    G*** seems to think that all they can do is to try and fit the window again without the sealer, I told him that I don't want the car back unless the glass is flush and the car back to how it was including gaps around panels (which are way off).
    I said I don't have any faith in this repairer as it has been one stuff up after another and if need be AAMI can send it to another repairer.
    Again said that I don't want the car back tomorrow unless the window is fitted correctly.
    G*** said he would call me on Thursday to tell me what is happening.

    January 25th
    Picked up the car, the window is now fitting correctly after they removed all the layers of urethane? they use to bond the window. Each time they took it out they added a new layer hence the height and apparantly this is normal???

    New and existing problems at pickup

    -Installer scratched the window tint on the window in 5-6 places, I have to organise to get it retinted and claim it back from AAMI.
    -Black fingerprints under stick on decals to protect the paint from the rubber stoppers on the hatch.
    -Still marks inside on trim.
    -Still some overspra
    -Trim rubbers not replaced

    And it continued on.......................
    I think that is more painful than waiting six months for a GTI... my heart goes out to you and your car!
    MY20 Golf R - Dynaudio Excite 400w Premium Audio System - Panoramic Electric Glass Sunroof - Lapiz Blue
    MY17 Tiguan Highline 162TSI - DSG - Driver Assistance Package - Panoramic Electric Glass Sunroof - R-Line Package - Pure White MY10 Golf GTI Mk6 - 5 door - DSG - 18" Detroits - Sunroof - Leather - Electric Seats - Sat Nav - MDI - Park Assist - RVC - Deep Black Pearl - SOLD! MY13 Polo GTI - 5 door - Bi-Xenon's - Panoramic Sunroof - Candy White - SOLD!

    Comment


    • #92
      Originally posted by emuexport View Post
      I'm over 30 now so finally out of that 30 and under bracket.
      I just realised that I'm not in this magical over 30 insurance bracket...finally I win something hehe!

      Comment


      • #93
        Originally posted by Maverick View Post
        Is there a check box where you can select ECU upgrades?
        "Computer Chip" is appropriate, may need to disclose if it isnt a chip as such.

        Comment


        • #94
          Originally posted by hcvo1 View Post
          Tried to do an online quote with RACV (Vic's version of NRMA) and they don't have the MkVI Golf GTI as an option only the MkV... while AAMI does...
          No that is not true, i have done a few online quotes with RACV and they do have the MKVI GTI
          Last edited by kennyc; 08-04-2010, 10:17 AM.
          MK7.5 R|Lapiz Blue|DAP|Sunroof|Tint
          SOLD MK7 GTI|DSG|Carbon Steel|Leather|Panoramic Sunroof|Bi-Xenon Lights|Driver Assist|Tint|Euro Plates
          SOLD MK6 GTI|5 Door DSG|Carbon Steel|Leather|Sunroof|Electric Driver Seat|MDI|Tint

          Comment


          • #95
            ^^ Same... did one on Monday and MkVI GTI was there.. Same with all the other insuarance companies online quoting system.
            Was it due to the production year that you entered? i.e. may have been in as 2008/9?
            Golf Mk6 GTI | Deep Black Pearl | 6MT | 5dr | 18" Detroits |

            Mods Ordered: RTR ECU Remap | 3" Milltek TBE | VW Racing Intake | Revo Intake Pipe |
            Accessories: Gloss Black rear VW badge | OSIR Foot Rest | P3 Gauge | GTI Scuff Plates | Yellow LAMIN-X fog light tint | PIAA Yellow Fog Light Globes |

            Comment


            • #96
              The best test of whether an insurance policy is good value requires you to actually make a claim and see how the insurer handles it.

              I'm surprised that Shannons hasn't received more of a mention. I would thoroughly recommend them, even if you're looking at insuring a normal car.
              --------------------------

              Comment


              • #97
                Yeah - I used Shannon's for my MKV Golf GTI, because AAMI wouldn't insure the car for the full value and wouldn't insure me cause I was under 30 and wouldn't accept any mods. Shannons were great, very competitive on price, welcome to the idea of modifications, and even will insure the car whilst on a race track (as long as you're not doing timed laps... so advanced driving courses etc are ok).
                Shannon's handled the (not at fault) write off of my car well. They also do home and contents and provide mutli-policy discounts etc.

                About the only thing I disliked is the fact that a hire car isn't even an option with Shannons, which was rather inconvenient
                I'm personally wrapped with the NRMA Comprehensive Plus, especially now that I realise they're fine with modifications as long as the RTA is

                Comment


                • #98
                  Originally posted by coreying View Post
                  I'm personally wrapped with....
                  Rapt.

                  Heil the spelling Nazi! (Sorry).
                  GTI MKVI Candy White | 5 door | DSG | ACC | 18" Detroits | Leather | Electric Seat | Sunroof | RNS510 | Dynaudio | Park Assist | RVC | MDI

                  Comment


                  • #99
                    Originally posted by nicandlance View Post
                    I have been with AAMI for years and they have been fantastic with my recent troubles. Having said that, I haven't had any repairs done - I've heard pretty bad reports about their repairers.
                    My 4 week old Golf was written off and I found all the staff to be extremely helpful, polite and sympathetic to what I had happen.
                    They paid me out in full in under a week and the whole process was very smooth.

                    I am thinking of insuring with Allianz though when my new Golf arrives - they have a 'choose your own repairer' policy and use genuine parts.
                    Hey Nic - Congrats on your new car! I am picking mine up this Friday! Counting down.. hehe.. Something you might wanna check with AAMI. You can rollover your old policy to the new car given that your car was less than 2 years old and was written off. That is something that I will be doing as my car was a write off too - can save a bit of cash there.. Then after that year - you can go to Alliance for more savings! haha.. Not sure how much I will have to top up though. Will give them a buzz to find out.

                    Comment


                    • I can't do that because AAMI made me pay out what was remaining on the policy (a whole year!!), first before they paid us out for Golf. The policy was then closed. Bit of a rip off I think. I would have thought I could just keep paying to keep the policy open, and then transfer it to the new car - but no
                      ~Nic~
                      Deep Black Mark VI Comfortline 118 tsi - manual/sports pack, MDI

                      Comment


                      • p.s - Hoping to get a call today regarding mine.... hoping to get it before the weekend! Good luck and congratulations on yours!
                        What colour and specs are yours?
                        ~Nic~
                        Deep Black Mark VI Comfortline 118 tsi - manual/sports pack, MDI

                        Comment


                        • Originally posted by vw19 View Post
                          Hey Nic - Congrats on your new car! I am picking mine up this Friday! Counting down.. hehe.. Something you might wanna check with AAMI. You can rollover your old policy to the new car given that your car was less than 2 years old and was written off. That is something that I will be doing as my car was a write off too - can save a bit of cash there.. Then after that year - you can go to Alliance for more savings! haha.. Not sure how much I will have to top up though. Will give them a buzz to find out.
                          Originally posted by nicandlance View Post
                          I can't do that because AAMI made me pay out what was remaining on the policy (a whole year!!), first before they paid us out for Golf. The policy was then closed. Bit of a rip off I think. I would have thought I could just keep paying to keep the policy open, and then transfer it to the new car - but no
                          Hey vw19, which companies allow you to 'roll over the insurance' on a written off car? NRMA, AAMI, and Shannons all do not do this. What nic has described is correct, and is written in the PDS of every insurance policy I've ever read. As soon as the car is written off, and paided out, the policy ends and no refund is provided.

                          If there are companies that do roll over the insurance on a written off car, that would be a possible benefit in those policies.

                          Comment


                          • Coreying - You are right! Rang up AAMI today and they admitted that they told me the wrong info! They apologized and said that they will have a word with the guy who misinformed me. Oh well, looks like i have to fork out $746 - wonder if this price is good... He did say that my rating 1 for life will be carried forward.

                            Nic - My golf is a 90 TSI DSG - Automatic with comfort pack! Drove it off the dealer a few hours ago.. and Im absolutely lovin' it! My first Golf experience - Smooth, Speed, Sleek.......Sexy!

                            Comment


                            • NLC here, have found them very competitive so far. and superb in service
                              Once had a Red mk6 GTI + DSG + leather + sunroof + mdi + towbar

                              now have a gorgeous Red Merc A250 AMG Sport

                              Comment


                              • Juz checked out NLC's website - they seem to be more specialized in novated leases and car financing.. Will give them a call for a quote. Thanks for the tip alebonau!

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