Which Insurance company are you with?

[Brian]

Go with AAMI, seems awfully cheap though

Dont know if Qld is cheaper, but just insured my new TSI with RACQ for $312. No not a misprint. I didn't bother getting any other quotes as I was paying nearly $800 on my old SS Commodore.
Factors to include though are:Over 35, no claims for 15 years, multiple policy discount, Silver member of the RACQ auto club, always garaged, quiet neighbourhood etc etc.

Dont know if RACQ cover Vic vehicles but maybe RACV is similar? Worth a phone call.

[kennyc]

Which Insurance company are you with?

Hi guys, not sure where to put this thread so i am creating it here.

I have been looking at a few different companies for insurance and not sure who to go with, just wanted to get some ideas off you guys.

I am currently 3rd party with RACV and have been with them for about 8 years so i will be rating one when i get my GTI on Full Comp.
RACV have quoted me around $1300 for complete care with a $550 excess.
AAMI have quoted me $897 with $550 excess. But i am not sure about how good AAMI are or the extent of the policy (they are gonna mail it to me so i can read over it).

I don't really want to leave RACV but $500 a year is a big difference.

Anyone with AAMI, are they good?

[nicandlance]

I have been with AAMI for years and they have been fantastic with my recent troubles. Having said that, I haven't had any repairs done - I've heard pretty bad reports about their repairers.
My 4 week old Golf was written off and I found all the staff to be extremely helpful, polite and sympathetic to what I had happen.
They paid me out in full in under a week and the whole process was very smooth.

I am thinking of insuring with Allianz though when my new Golf arrives - they have a 'choose your own repairer' policy and use genuine parts.

[mattyf83]

I got through work fleet policy, QBE for 750 per year.

Best to look for a preferred repairer policy, and might want to add in windscreen & hire car depending on situation.

If you are happy with RACV it may be worth continuing

Another policy condition that may be worth investigating: My policy states that if car is stolen/written off in the first 24 months, it will be replaced with a new vehicle. Normally they would just pay market value, which isnt going to get you a new car.

[nicandlance]

With AAMI I got back what I paid for my tsi. I went straight back to the dealer I got it from 4 weeks prior and actually got a better deal... metallic paint and mdi. Didn't need to fork out an extra cent. Very happy...just got a week to wait!

[markwid]

I am using Allianz. I find their price competitive. Then again, at my age, with rating 1, it ought to be. Do note that your suburb makes a difference to the price.

[Christopher]

I'll be going with RACV - Comprehensive Cover. Their quote was for $1200 with a $1100 excess. AAMI was offering a similar price, but I'll be going with RACV. Given my age (22) this is the best quote I've been getting..

[kennyc]

Yeah i tried the Allianz quote but they will not take me on because of my age (27).

[Mk6 GTI]

Beleive it or not, out of NRMA GIO AMMI QBE and ALLIANZ.. the best deal i got was from NRMA! I am 25 and it is a GTI mind you! hehe

[JohnA]

Allianz, rating 1 $650 with $500 excess

[sporran]

I'm with AAMI but am having a lot of trouble at the moment even though the liability for the accident lies with the other driver. The complicating factor in my case was that my trailer was also damaged in the accident, and is therefore part of the claim. AAMI will only cover me up to $750 (the trailer is worth $1300) and I will have to pay ($9 for it to be towed to an assessor. There is minor damage to the tow bar and rear of the car where the towbar is attached. I will be better off claiming through the other drivers insurance company (RACV) as they have said they will cover the cost of towing of the trailer for a reasonable distance to a repairer to be assessed, and will accept one quote for damage to my car if the repairer is RACV approved, or two quotes including one other and a RACV repairer. After this experience I will be changing the policies of our two VWs from AAMI.

[Corey_R]

Hey guys. Here is something else to consider.

AAMI, as well as having a really bad reputation from customers for their repairs, and even from the repairers industry for which repairers AAMI uses, but AAMI won't insure modified cars. This means ECU updates etc.

NRMA on the other hand, are fine with modified cars (this surprised me, but it's true). As long as the RTA etc would pass the car for inspection, then NRMA are happy with it. I assume this would be the case in VIC and in QLD too.

Just something to think about, for when you do your ECU trial and decide you must have it

[hcvo1]

Hey guys. Here is something else to consider.

AAMI, as well as having a really bad reputation from customers for their repairs, and even from the repairers industry for which repairers AAMI uses, but AAMI won't insure modified cars. This means ECU updates etc.

NRMA on the other hand, are fine with modified cars (this surprised me, but it's true). As long as the RTA etc would pass the car for inspection, then NRMA are happy with it. I assume this would be the case in VIC and in QLD too.

Just something to think about, for when you do your ECU trial and decide you must have it

Thanks for the info Corey, I didn't know that about AAMI... might need to rethink my insurance company

[mattyf83]

Hey guys. Here is something else to consider.

AAMI, as well as having a really bad reputation from customers for their repairs, and even from the repairers industry for which repairers AAMI uses, but AAMI won't insure modified cars. This means ECU updates etc.

NRMA on the other hand, are fine with modified cars (this surprised me, but it's true). As long as the RTA etc would pass the car for inspection, then NRMA are happy with it. I assume this would be the case in VIC and in QLD too.

Just something to think about, for when you do your ECU trial and decide you must have it

A quick quote on their website showed they have no issues with ECU upgrades

[kennyc]

I think i am leaning towards RACV, better then devil you know.
Might see if they can match the price, doubt it though!