LED Tail lights and car insurance

[mark4323]

Hi,

any of you that have changed to the LED tail lights, did you notify the modification to your insurance company and did it make a difference to the policy?

[livingthedream]

im interested too on in the insurance effect

If anyone notified their insurance if they changed their wheels or chipped their MkV?

Much difference in the premium?

[orsegtsport]

I told my Insurer (RAC) about my mods and my premium went up by a massive $1 per month! I did not specify that my tails were LED's though, only that they are aftermarket. I can't imagine that the LED factor is likely to have any impact on premiums anyway?

I have not informed them (nor will I) about the ECU edit though, as I strongly suspect that they would either refuse to cover me, or put my premium up significantly.

[mark4323]

I told my Insurer (RAC) about my mods and my premium went up by a massive $1 per month! I did not specify that my tails were LED's though, only that they are aftermarket. I can't imagine that the LED factor is likely to have any impact on premiums anyway?

Did they want proof that they were done by a certified tech? I'm just wondering as I'm going to DIY.

[gerhard]

Did they want proof that they were done by a certified tech? I'm just wondering as I'm going to DIY.

Don't think it matters who does it, as long as it will still be roadworthy afterwards.

[origin]

Hi Guys,

ECU flashed no trace...if you do it properly....

Even dealer no clue....

[blutopless2]

as above ^^^
as long as the car remains in a roadworthy condition then it dont matter who does it and what is done to your car.
important to tell your insurance what you have done as they may be able to refuse to cover you for not telling them everything.

[pinzvidz]

I don't see how LED tail lights could effect your insurance premium. If anything, they're improving your level of safety (quicker on time vs incadescent globes) so the insurance companies should apply a discount for you!

[orsegtsport]

Did they want proof that they were done by a certified tech? I'm just wondering as I'm going to DIY.

Nope, they didn't even ask what brand they were. All they are interested in is the value, so they know how much to pay out come claim time.

[jdd]

Out of curiosity, does anybody know if the OEM LED tail lights are ADR compliant?
I’m just thinking there could be reason why they haven’t found their way into cars sold in Oz.

There’s plenty of after market tails lights for various cars on the market and many are not ADR compliant for various reasons.

[The_Hawk]

many are not ADR compliant for various reasons.

Usually because they don't have a reflector in them. From memory, there needs to be the right colours, a clear difference between driving and brake lights and a reflector. I think thats about it for rear lights.

(there are rules about how far from the ground and edges etc, but if your placing a stock unit with something in the same place, you should be right).

[GTom]

Yep another catch on some is that the reflector must be coloured not clear.

Have a look at the ADRs off the top of my head the ADR that governs reflectors is around 47 or so...

ADRs found here:

http://www.infrastructure.gov.au/roads/motor/design/adr_online.aspx

[mark4323]

Out of curiosity, does anybody know if the OEM LED tail lights are ADR compliant?
I’m just thinking there could be reason why they haven’t found their way into cars sold in Oz.

The main reason would be that they are only sold in LHD setup. You have to get the reversing and fog lenses swapped.

[Purgi]

Yep another catch on some is that the reflector must be coloured not clear.

Have a look at the ADRs off the top of my head the ADR that governs reflectors is around 47 or so...

ADRs found here:
http://www.infrastructure.gov.au/roa...dr_online.aspx

If they don't meet ADR, couldn't some unscrupulous insurance company nix your claim if you were rear ended...? (or at least the insurance company of the car at fault claim the accident was caused by a non-ADR/faulty indicators)

[GTom]

If they don't meet ADR, couldn't some unscrupulous insurance company nix your claim if you were rear ended...? (or at least the insurance company of the car at fault claim the accident was caused by a non-ADR/faulty indicators)

Well i'm not an insurance expert, but if your vehicle isn't ADR compliant normally means that your vehicle is un-roadworthy.

Most insurers that I know require you vehicle to be roadworthy