I've been a member for nearly 20 yrs but 5yrs back racv burned us badly so I moved all cars away from them. Despite them having rating1 for life they explained it as something else a claim affects that isn't NBC or part of the rating.
We had no history of accidents EVER and a friend reversed into our parked car. We arranged all repairs and he claimed full responsibility and put it through his insurer AAMI we notified RACV about it and they rewarded us with increasing the premium next time around substantially.
We had no history of accidents EVER and a friend reversed into our parked car. We arranged all repairs and he claimed full responsibility and put it through his insurer AAMI we notified RACV about it and they rewarded us with increasing the premium next time around substantially.

). I'm sure its because the car is more of a riskier than it was last year, the area I live in went down hill or my house is in the potential path of more thunderstorms or something tangible. I can't be arsed asking why, jumped on the Internet and got a better deal both times.

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