Car Accident - insurance dispute

[woofy]

Not exactly sure how this plays out but just so you know people doing u-turns have to give way to everyone.

In all cases I was in a right hand turning lane, I just happened to be doing a U turn. Yes U turn people have to give way to everyone. But in every case for all they knew I was doing a normal right hand turn. In each case they assumed I was turning so thought it perfectly fine to drive across 3 lanes and completely cut me off. U-turn or not if they did it and got hit I would be betting all parties would be asking why a car on the side road considered it OK to cut off a moving car 3 lanes over. In each case I assumed they were all going to do stupid things, but there are a lot of drivers who might not have been watching someone who really should be out of the picture. There are times I wish someone like that would hit them to give them a wake up call...but then I'd feel bad for the driver not as fault.

[Back Door Shenanigans.]

In all cases I was in a right hand turning lane, I just happened to be doing a U turn. Yes U turn people have to give way to everyone. But in every case for all they knew I was doing a normal right hand turn. In each case they assumed I was turning so thought it perfectly fine to drive across 3 lanes and completely cut me off. U-turn or not if they did it and got hit I would be betting all parties would be asking why a car on the side road considered it OK to cut off a moving car 3 lanes over. In each case I assumed they were all going to do stupid things, but there are a lot of drivers who might not have been watching someone who really should be out of the picture. There are times I wish someone like that would hit them to give them a wake up call...but then I'd feel bad for the driver not as fault.

Sorry re read your story and i get what's happening now. Yeah that's bull****. Was thinking about how it went together hence what i posted but your right and ok

[GOLF MK4]

Insurances are the worst, similar thing happened to my dad. He has a beautiful vw bora, he had an accident which wasn't his fault where the kid drove his car into my dad while he was traveling straight. Even though the guy admitted it was his fault, our insurance hasnt payed up for our claim........ his with bingle and its been 1 year where the bora is siting in the driveway rotting due to bingle.......sighhhh.

[wai]

Unfortunately this is all too common with insurance companies. They look to recover the payout from the other party, so if the other party cannot pay up, they will delay and delay. They can also pull the one where they will offer you say 75% (claiming that you must have contributed to the accident) and hope that you will take that as opposed to getting nothing.

It is also a ploy used by many of the smaller insurers simply because for them to make money, they have to meet fewer claims. Also, those who go to these smaller insurers do so because the bigger ones will not take the risk or the premium will be very high. As a result, they go to the smaller ones and the smaller ones will do everything they can to avoid paying out.

By the way, this is also something that some bigger insurers will try on; just look at the trouble home owners have had trying to claim on perfectly valid flood insurance.