Time 2 Get ECU'd!!!

[poloplayer]

Wow, sounding good guys. It doesnt void the car warranty though does it? Even though possible issues that it might cause won't be covered.

[VW GTI]

If your door handle or cup holder breaks they are still covered.

If the chip DIRECTLY effects something and they can prove it, it will void your warranty for that piece of work.

[GT3]

If the chip DIRECTLY effects something and they can prove it, it will void your warranty for that piece of work.

Keep in mind that if there's a way for "them" to avoid a warranty payment, then chances are they will. ..and according to "them", "any" modification (under the terms of the warranty) will make the warranty null and void. You can't assume they will approve a claim simply bc there's no (direct) connection to existing modifications. The onus would be on the claimant to contest the terms of the warranty and to seek a redress.

[VW GTI]

All insurance/warranty claims are denied if there is something else that could be blamed. This saves the companies a lot of money as the people who don't know better accept them.

All you need to do is fight it.

[Timbo]

That's the way they bully you.

In fact, under the consumer protection provisions of the TPA, the question is a matter of evidence -- which may be on your side. For example, if you can show that a certain part broke (such as a gearbox ), and that there are other reports of the same problem or documentary evidence that the mfr is aware of the problem, then the mfr has a statutory liability regardless of the terms of its own mfr's warranty, which can only be offset if they produce evidence you may have mistreated or abused the car in some way. The fact you may have fitted performance enhancements -- such as a chip, which the mfr says limits their mfr's warranty, is not sufficent evidence in itself to void that statutory warranty.

[T Go]

That's the way they bully you.

In fact, under the consumer protection provisions of the TPA, the question is a matter of evidence -- which may be on your side. For example, if you can show that a certain part broke (such as a gearbox ), and that there are other reports of the same problem or documentary evidence that the mfr is aware of the problem, then the mfr has a statutory liability regardless of the terms of its own mfr's warranty, which can only be offset if they produce evidence you may have mistreated or abused the car in some way. The fact you may have fitted performance enhancements -- such as a chip, which the mfr says limits their mfr's warranty, is not sufficent evidence in itself to void that statutory warranty.

OOooooooooweeee!

I feel like I'm watchin an episode of Law and Order!

[GT3]

In fact, under the consumer protection provisions of the TPA, the question is a matter of evidence -- which may be on your side. For example, if you can show that a certain part broke (such as a gearbox ), and that there are other reports of the same problem or documentary evidence that the mfr is aware of the problem, then the mfr has a statutory liability regardless of the terms of its own mfr's warranty, which can only be offset if they produce evidence you may have mistreated or abused the car in some way. The fact you may have fitted performance enhancements -- such as a chip, which the mfr says limits their mfr's warranty, is not sufficent evidence in itself to void that statutory warranty.

Take note VWA

[poloplayer]

Would I have to tell my insurer if I got my pogo chipped?

[Blitzen]

Would I have to tell my insurer if I got my pogo chipped?

Its totally up to you...Considering that the chip can be turned on and off, and is mostly undetectable, I won't be telling them if and when I get it done...But at the end of the day, its your car, and your money.

[572]

You should I'd imagine - it's in the list of modifications for AAMI and has no affect on my premium, so I'll tell them.

[VW GTI]

Under 25s are only allowed 1 performance enhancing mod with AAMI. Including a smaller steering wheel.

[poloplayer]

Unfortunately AAMI refused to insure me, so Im with RACV. Do you guys know whats the go with them?

[Timbo]

Would I have to tell my insurer if I got my pogo chipped?

Yes, you should.

[MissVuks]

obviously just cars allows modifications, has anyone had any problems with just car and making a claim?

im getting the polo chipped and want it known on my policy.. AAMI quoted me 2700 with the chip, thats still 1.5k more expensive then what im currently paying with NRMA.

[Flaps]

I don't see the point in telling the insurance company the car is chipped. If you made a claim, why would the assessor be driving the car over 20kph? Would they even know what a stock Polo GTI goes like?

Having said that I'm with Justcars so I have it on my policy since it doesnt matter if I have 1 mod or 50.