Potential Polo GTI Buyer need advice

[fatjoez]

I just wanted to post the online quote I got from AAMI insurance, I think it's very steep and rediculous
Here are the details

Annual Premium with AAMI - $1242

2005 VW Polo GTI
No Modifications
Value $14,000

me ~ age23, no accidents, drivers license for 7 years, Area: Varsity Lakes

Pretty rubbish quote to be honest, do you guys have another company you recommend because I'm not paying $1242 premium when I paid $1000 in NZ for my BMW135i

[Ralfi]

I just wanted to post the online quote I got from AAMI insurance, I think it's very steep and rediculous
Here are the details

Annual Premium with AAMI - $1242

2005 VW Polo GTI
No Modifications
Value $14,000

me ~ age23, no accidents, drivers license for 7 years, Area: Varsity Lakes

Pretty rubbish quote to be honest, do you guys have another company you recommend because I'm not paying $1242 premium when I paid $1000 in NZ for my BMW135i

Shannons. Stand outs. I ended up getting the house insurance with them also, adding another saving on top of the hundreds of dollars their standard quote already beat competitors by.

[fatjoez]

Shannons. Stand outs. I ended up getting the house insurance with them also, adding another saving on top of the hundreds of dollars their standard quote already beat competitors by.

Can't get an online quote as I don't meet half the dam requirements (eg. all drivers over 25 years old)
Will give them a call later..

Anyone else?

Is YOUI good? I see them advertised a lot..

[injidup]

my 135i is overseas and I can't bring it here
sweet so it does have ESP the one that helps if you make sharp turns etc thats okay then thats all I was worried about lol
don't wanna flip the car lol

also what mods can I do to make it handle better around corners etc etc

If you feel you will need ESP, then you're better off spending your money on some driver training! Seriously. A good driver will make up for the lack of power. You should never have to rely on some electrnic doo-dad to get you out of a sticky situation. It should only be there for emergencies. (Wow - I'm showing my age!)
And don't forget that the Polo is front-wheel drive, so expect a few chirps from the front tyres when you pull away "enthusiastically"! (I get this but my car has crap tyres on it at the moment. Will be changing them v. soon)

[sssstew]

Joez - i use Bingle, cost me about $400 i think.

[fatjoez]

Hey there

Bingle has a nice website/quote system, but the price isn't much different

$1017.56 for 12months comprehensive cover
$1100 Excess...
Insured value $14,000
Same driver details as before ~ 23, no accidents/claims ever

Any other suggestions?

[flat6]

being 24, cheapest quote i got was from RACV at 670.. I expect next year to be around the 400 mark

[noone]

With ant mods, many companies become uninterested. My shannons quote was obscene.

[Ralfi]

With ant mods, many companies become uninterested. My shannons quote was obscene.

I should mention my Shannons quote was for a mod-less GTI.

[Spec83]

being 24, cheapest quote i got was from RACV at 670.. I expect next year to be around the 400 mark

In my experience, wou will be very lucky if it drops below $670.... I was expecting it too drop when I turned 25 but alas the new turbo price drop window seems to begin at 30 years of age.

I am with NRMA and they are quite good pricewise and offer unlimited mods provided that they are legal

Should also mention that I have no fines on history plus no at fault accidents

[flat6]

In my experience, wou will be very lucky if it drops below $670.... I was expecting it too drop when I turned 25 but alas the new turbo price drop window seems to begin at 30 years of age.

Doesnt suprise me, I had to tell myself there was some benefit to turning 25 other than being half way to 50 lol

RACV is the vic equivelant to NRMA, will see how i go in a couple of months and get some quotes, Funny thing with RACV is their premium goes up each year for no reason and you can usually do better looking elsewhere.

[fatjoez]

NRMA looks reasonable
It took me 2 minutes to get a quote and only had to answer like 5-10 questions

here are the details i was quoted

Cost per annum $663
agreed value $14,000
excess $800 base - +$400 for being under 25.. $1200 TOTAL

not too bad premium per annum compared to the others i've seen so far
the excess is a bit much at $1200 but yea its cheaper than the rest so far?

[sssstew]

boy am i glad im over 30 now with some of those figures quoted above!

[walkerchan]

Glad you're over 30? Haha I'm just waiting for when I'm off my Ps. Just car and another I don't remember were the only company to allow me as the primary/only driver and they were cheapest at $1700 with $2000 excess.. Gah male P plater with turbo. Cheaper to buy a new car if I crash haha