2010 insurance thread

[richdave]

I know this has been done before but it is a new year and the premiums only go UP so worth sharing info I reckon

I just got my insurance renewal

GIO 2008 TDI wagon rating 1 with NCB protection $600 excess and Named drivers over 30 only, Agreed value of $41,790

$1114.72. After shopping around I called and they dropped it to $1050. Same details via their online system is $1036...

FWIW

I contacted AAMI and got a similar cover for $1070 ish but they DONOT allow choice of repairer

Others that I got were:-

1Cover online - $947, agreed valuer of $42170, named drivers only, excess $600 - No rating protection (worth about $70 P.A)

RACV - $968, agreed value $41700, named drivers only, excess $550.00, "Free" rating protection

Progressive Direct online - $905, market value ($37K ish IIRC), excess $600, no rating protection

Given I loose the multi policy discount if I move cover I have decided it is not worth me changing...

[age7875]

$700 excess

Rating 1

R36 Sedan

$689 premium

AAMI

[R36 Dreamer]

2008 R36 Wagon.

$500 Excess

Main Driver 29 Years Old

New for Old Replacement for the First 3 Years. (Entire Lease Term)

Hire Car (theft and accident)

My Choice of Repairer

$1,100 per annum.

Westfarmers Insurance Ltd t/as Lumley General Insurance.

[Murray]

Driver 50+, Rating 1 for life,

AAMI $400 excess

Agreed value $72K

My choice of repairer

Hire car

Annual windscreen

$460.00 per year

[awelsh]

2008 R36 Wagon.

$1,100 per annum.

Westfarmers Insurance Ltd t/as Lumley General Insurance.

There is more to insurance than just the premium.

From personal experience with Lumley General Insurance: runaway car insured by Lumley damaged my wife's car parked in our garage.
Only settled after 18 months, on day of hearing in Small-Claims Court.
A very unpleasant experience.

MY07 TDI (103KW) Sedan garaged in ACT
Insured with AAMI, last renewed April 2009, so premium not relevant to this discussion.
One claim, last year, when rear-ended at a give-way intersection.
I'm happy with my dealing with AAMI.

[apom]

Driver 40+, Rating 1 for life,

AAMI $400 excess

Agreed value $72K

My choice of repairer

$440.00 per year

[2muchcoffeeman]

2009 R36 Wagon- RACV long term member 15% discount (insured for business use)

Insured for $70k agreed

$500 Excess, windscreen & hire car, Rating 1 for life etc ~$900

[DracZ]

Driver 40+, Rating 1 for life,

AAMI $400 excess

Agreed value $72K

My choice of repairer

$440.00 per year

How would you get choice of repairer with AAMI? I've talked to them several times about this - basically they get two quotes from their 'preferred' repairers, you then have the option of submitting your own quote however they still have final say as to who ends up repairing your vehicle. There isn't a separate option to enable you to make a choice either.

[Greggles]

$440.00 per year

Only $440/yr - amazing!!!!!