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  • #16
    Ozsko....my wife has just called GIO today and ask for the comprehensive, we are with them on business, home and everything. My $wife told them Car cost 60K, they gave my wife $2400 for platinum, and the other plan was $2000 ....wow ...

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    • #17
      I don't know if it makes any difference but I am an old fart (retired) and in the end we insured with Southcorp, same company different phone number and Platinum with life of car replacement cost somewhere between $1200 & $1300. That is with one named driver (male) who is 28 years old and who has had one insurance claim and no traffic offences in his driver history. Replacement value for my car I set at 55K, it cost less but the figure sounded good.
      Last edited by Ozsko; 24-02-2017, 05:11 PM.

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      • #18
        I'm with NRMA and transferred my current policy to the new Tiguan and got a rebate of $15. My comprehensive premium on the GTI was $506, so Tiguan is $491 with $800 excess.

        I'm 41 yrs old and live in Brisbane suburbs. I did not take windscreen or hire car either. I add those on when I need to

        Edit: Not sure why anyone would take anything but market value as my insurance covers new for old replacement within 2 yrs if its a write off which negates the market/agreed value.
        Last edited by stark27; 28-02-2017, 01:16 PM.
        Traded: Tornado Red MY11 Golf GTI Adidas
        Missus: MY17 VW Tiguan 140TDI R-Line, DAP, Tint, White.
        Missus: MY14 VW Golf R Leather, DAP, Tint, Lapiz Blue .

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        • #19
          I just did an NRMA online quote for my 162/DAP and it came out at about $1100 basic comprehensive, no accidents, offences or claims in that. It is nearly a pointless exercise comparing insurance costs as there are two many mitigating circumstances.

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          • #20
            Originally posted by Ozsko View Post
            I just did an NRMA online quote for my 162/DAP and it came out at about $1100 basic comprehensive, no accidents, offences or claims in that. It is nearly a pointless exercise comparing insurance costs as there are two many mitigating circumstances.
            Mine is the same. My Jetta is only about $600 but the Tiguan comes in at around $1100. I'm going to give them a call.

            2017 Tiguan 162TSI Highline/R-Line
            2017 Audi S3

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            • #21
              Dunno where you guys live or ages etc. but I just did one from scratch and now $342 with $800 excess, no screen, no hire.
              Traded: Tornado Red MY11 Golf GTI Adidas
              Missus: MY17 VW Tiguan 140TDI R-Line, DAP, Tint, White.
              Missus: MY14 VW Golf R Leather, DAP, Tint, Lapiz Blue .

              Comment


              • #22
                Where the car is garaged has a big impact on the annual premium as well as the age of the driver.

                Sent from my SM-G930F using Tapatalk
                Ordered: 2017 build date Tiguan 162 TSI Highline with DAP in Tungsten Silver and rear luggage tray. ETA: late April / Early May. I did not have to wait. I took delivery on 11 March 2017.

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                • #23
                  NRMA only give two years replacement, GIO/Southcorp give a lifetime replacement policy for not much more.

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                  • #24
                    Originally posted by stark27 View Post
                    Dunno where you guys live or ages etc. but I just did one from scratch and now $342 with $800 excess, no screen, no hire.
                    That is my point, there are too many variables so the comparison is not valid, I don't live in a metro area and it is garaged and I dare say I am a lot older than you (retired).

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                    • #25
                      So after 2 years you just switch. Pretty simple. Why anyone would go with agreed value is beyond me. You pay an extra premium for nothing.
                      Traded: Tornado Red MY11 Golf GTI Adidas
                      Missus: MY17 VW Tiguan 140TDI R-Line, DAP, Tint, White.
                      Missus: MY14 VW Golf R Leather, DAP, Tint, Lapiz Blue .

                      Comment


                      • #26
                        Originally posted by Ozsko View Post
                        That is my point, there are too many variables so the comparison is not valid, I don't live in a metro area and it is garaged and I dare say I am a lot older than you (retired).
                        I wouldve thought country area and garaged should be cheaper? Mine is not garaged, i went for market value and $800 excess. Ended up paying $358
                        Traded: Tornado Red MY11 Golf GTI Adidas
                        Missus: MY17 VW Tiguan 140TDI R-Line, DAP, Tint, White.
                        Missus: MY14 VW Golf R Leather, DAP, Tint, Lapiz Blue .

                        Comment


                        • #27
                          Originally posted by stark27 View Post
                          So after 2 years you just switch. Pretty simple. Why anyone would go with agreed value is beyond me. You pay an extra premium for nothing.
                          They have figured that one out, it has to be insured from new on that policy IIRC.

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                          • #28
                            Originally posted by stark27 View Post
                            I wouldve thought country area and garaged should be cheaper? Mine is not garaged, i went for market value and $800 excess. Ended up paying $358
                            Obviously two different capital cities.

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                            • #29
                              Originally posted by Ozsko View Post
                              They have figured that one out, it has to be insured from new on that policy IIRC.
                              Damn! Well I did a quote with Suncorp and it was $1250! Outrageous.
                              Traded: Tornado Red MY11 Golf GTI Adidas
                              Missus: MY17 VW Tiguan 140TDI R-Line, DAP, Tint, White.
                              Missus: MY14 VW Golf R Leather, DAP, Tint, Lapiz Blue .

                              Comment


                              • #30
                                Like property. Location location location. It's all about location.

                                Sent from my SM-G930F using Tapatalk
                                Ordered: 2017 build date Tiguan 162 TSI Highline with DAP in Tungsten Silver and rear luggage tray. ETA: late April / Early May. I did not have to wait. I took delivery on 11 March 2017.

                                Comment

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