Extensive hail damage

[G-rig]

just make sure its a genuine VW windscreen.

[nicandlance]

When I spoke to the windscreen company, that was the first thing I told them (that I'd need a genuine vw screen). Didn't seem to be an issue.

This whole thing makes me feel ill

[Dubya]

AAMI want to send out someone to replace the windscreen so I can drive the car around until it's assessed.

Not sure whether getting the new window in before the assessment will hamper my chances of having it written off (after they have gone to the expense of putting a new window in).
Is it worth holding off and waiting till someone comes out to look at it, or won't it make any difference? (I guess they have to have a window in it to sell it at auction anyway......)

And thanks Dubya for all that info... I will definitely use all those tips! Wish I had you (or someone who can roll all this stuff off the tongue like you) here to do the talking for me!!

AAMI will insist on repairing the TSI unless (A) Replacement cost - (B) Salvage (ie trade in value) is less than (C) Repair cost.

So you want to minimise A and maximise B and C. So question C (and the quality and suitability of the proposed repair) if the figure AAMI comes up for C is a lot lower than what you have been quoted separately.

I would talk to my dealer and ask for their suggestions on how you might dispose of your hail-damaged TSI and what special deal they might do in the circumstances on a replacement. If you can establish a lower replacement price for a new TSI than AAMI can get, keep it up your sleeve as it may help you bridge the gap between changeover cost and repair cost.

Getting on well with the claims assessor/loss adjuster could be key to knowing what numbers AAMI is working off - if you see their assumed replacement cost is higher than the screaming deal your dealer might do this could present an opportunity. If they are being overly conservative on salavage value, consider what opportunities this presents.

While it is entirely possible no wholesaler will be prepared to offer anything for a hail-damaged car until the market settles down, or will seriously low-ball it, it is worth exploring this option as prices offered now may be higher than are being attained at auction later on.

Your other option if AAMI does not come to the party is to take a cheque for the repair cost and manage the process yourself. In this case you would need to know you were getting a more than adequate amount for repairs. If sufficient, it might provide you the option of selling your TSI yourself with hail damage and using the repair cost to cover the difference. This would be a tall order of course as the the discount at which HD cars sell should be some multiple of the expected repair cost.

Also, if the car is financed, the financier has an insurable interest and could well expect any cheque to go to them to pay down your loan to reflect the diminished value of their security (your TSI) or insist the car be repaired. Their interests could limit hamper your options and hamper your maneuverability.

I guess the bottom line is get all of the facts, from several sourcesand explore every avenue and option - even (especially) the ones not presented by AAMI as options.

It is essential that you have a selling price or repair cost for your TSI locked in, in writing, in a binding agreement, before you do anything that is not straight up and down (eg taking a cheque from AAMI) unless uncertainty about these numbers is a risk you can afford to take. You can be more certain of course, from information on this forum etc, about what you can expect to pay for a replacement TSI.

[nicandlance]

OMG.... my head is spinning! , but thanks for the advice - I will email the salesman that sold me my car and see what he has to say.

AAMI have called me.... I have to go to Preston which (for those of you who know the suburb I live in), is nowhere NEAR me!
A few people I have spoken to have all said their cars are getting repaired. Some of the jobs being done are scaring the hell out of me.... there are going to be shonky operators doing hellishly shonky jobs!

I'm feeling less and less confident by the day about the possibility of getting my car written off, and more and more depressed by the day. Not looking forward to Sunday - hope I get an assessor who wants to help me out and do what's right.... Maybe I should wear something LOW cut??!!

[Swallowtail]

OMG.... my head is spinning! , but thanks for the advice - I will email the salesman that sold me my car and see what he has to say.

AAMI have called me.... I have to go to Preston which (for those of you who know the suburb I live in), is nowhere NEAR me!
A few people I have spoken to have all said their cars are getting repaired. Some of the jobs being done are scaring the hell out of me.... there are going to be shonky operators doing hellishly shonky jobs!

I'm feeling less and less confident by the day about the possibility of getting my car written off, and more and more depressed by the day. Not looking forward to Sunday - hope I get an assessor who wants to help me out and do what's right.... Maybe I should wear something LOW cut??!!

Hope you get it sorted out Nic... it's a bugger of a thing to happen

Oh and by the way if you go in wearing low cut make sure you post pics so we can advise whether it's suitable or not...

EDIT - oh, unless it's Lance wearing low cut....

[Corey_R]

Maybe I should wear something LOW cut??!!

lol! Definitely, use EVERYTHING at your disposal at this point in the game!

[Rufus]

Hailstone damage

Just like nicandlance my car too got caught in the storm. It has about 20 or so dents surrounding the body with about 6 dents located on the roof. I've got full comp with RACV and am still waiting to hear back from them as their lines have been jammed the past few days, so i've had to lodge a claim via email.

My car is a 118TSI manual with votex body kit, sunroof and fog lights - 3 months old.

Is there any chance it's a write off or would the damage be too minimal???
Rough estimate for repair???

Thanks in advance

[team_v]

How did the sunroof hold up?



No one on this site will be able to give you an approximate price for repairs as it will depend on what work needs to be done.

Write off is probably unlikely however.

[Rufus]

sunroof is appears to be fine. No damage that i can see to any windows although haven't closely inspected

[nicandlance]

Ha ha, no it won't be Lance wearing the low cut.... definitely will be me! Low cut, push up, push together, in your face... whatever the hell works!!!

[G-rig]

Re: Extensive hail damage

Maybe start crying too (oh and short skirt!)

[nicandlance]

Maybe start crying too (oh and short skirt!)

Perhaps.... no knickers? OH NO, NOW THAT'S GOING TOO FAR!!!

[nicandlance]

I'm really hoping for write off too.... when are you getting your assessment? My car has damage (in varying degrees) to 6 panels (maybe even 7) Roof and bonnet the worst - particularly the roof.
As it's only 4 weeks old, I'm really doubting I will get it back in it's 'as new' condition.... sob....

[flappa]

This thread is useless without pictures

[Maverick]

Perhaps.... no knickers? OH NO, NOW THAT'S GOING TOO FAR!!!

This thread is useless without pictures

Here you go.