Golf Mk6 Insurance

[roy]

Hey guys,

With my wife's Golf MK6's ( TSI 118 ) delivery coming soon, it's about the time to choose an insurance.

As my wife is the owner of the car who still holds an green P (she's over 25 years old), maybe the choice will be limited and a little more expensive. (We didn't consider a lot about insurance when we put my wife's name on the dot line...)

So I'll be most appreciated for your opinions/suggestions on what cover and company we should have a look.

And also I thought it could be a good idea to have a comparison thread for Golf mk6 so we can see what cover/company people are with and how much they are paying.

Feel free to add any extra information if you like.

PS: we are in VIC
Roy

[team_v]

Have a look at RACV.

I am with RACQ and i will be going with them again when i get the Tig.

competitive rates even without the membership.

[roy]

Have a look at RACV.

I am with RACQ and i will be going with them again when i get the Tig.

competitive rates even without the membership.

i got a quote $1106 annual amount, $550 basic excess and $400 age excess for over 25yrs old, no rateing protection no windscreeen option and marketing value including.

is that all what we need?

[Christopher]

also, with RACV, if you already have roadside care with them, then you get a discount on your insurrance premium, ~10%.

I know for mine, RACV were quoting - for a Mk6 GTI, 22 y/o and excess increased to $1100, I was getting pretty much the same as you and they were the best by far. A lot better than Just Car, AAMI, youi & Allianz... although do give Shannon's a call as they only insure over 25's, so potentially cheaper?

[roy]

thanks chris, i will check it.

[GTI63]

For 2010 GTI, located in QLD 4503, cheapest was RACQ at $522 with $500 excess, no driver under 25. Most expensive was ING at $888 with $400 excess. Bingle is also cheap at $567 with $500 excess but it is all online with them.
Hope this helps

I am 42YO

[mckens]

I've just insured my 2010 GTI VI with RACV for $879.59 per year, but have included my 24yo girlfriend on the insurance, which has made a significant difference. Without her on the policy, the amount would come to $780.53 per year. I don't have any additional RACV products that qualify me for a 10% discount either.

[roy]

does RACV limit your repairer if something happen...e.g. only a couple of repairers can be chosen which might be very inconvenient...

[NovaArtist]

Did the ring around for Insurance on the Manual 103TDI in WA, and the best one was (unfortunately for roy) a WA company - SGIO, by a large margin. I did not have anything else with them to secure further reductions (like home and contents), yet they were cheaper by almost $300. They have an automatic 10% reduction in policy if the official ADR fuel rating is less than 5.5 L/100km. This means the manual 103TDI is cheaper to insure than the DSG one - 5.3 vs 5.6 L/100km). Most expensive was YOUI, then QBE, then RACWA, then HBF with SGIO as the cheapest. Less than $500 per year with $300 excess. Interestingly, when I tried to use the Allianz web site to get a quote - the web site stated that "it was unable to insure this car" - so did not get very far with that approach.

[Clockwork]

Hi All,

Best Have got so far is $699 for through AAMI for my 32 yo fiance. Thats a MY10 GTI parked on street too. Im happy with that.

Joshua.

[DracZ]

does RACV limit your repairer if something happen...e.g. only a couple of repairers can be chosen which might be very inconvenient...

AFAIK (been doing the ring around myself lately), you can choose whichever repairer you like. This is not the case with most of the other companies however.

[Corey_R]

Yeah - if RACV are like NRMA, you can chose your repairer. It doesn't mean you can just take it to anyone and it will be accepted - the quote they supply has to be reasonable and if the insurance company doesn't agree, you may have to get a 2nd quote - but that can also be at an repairer of your choice.

[scheps]

Yeah - if RACV are like NRMA, you can chose your repairer.

but the repairer has to be linked/certified by NRMA? so its choosing amongst pre selected bunch of repairers?

[Corey_R]

That's a good question. I'm not sure of the answer to be honest.
Having said that, in the past the repairer that I've used was actually linked to GIO, yet both NRMA and AAMI accepted them as a repairer. I know they definitely were not on AAMI's list, but I don't know whether they were already on NRMA's list.

[roy]

but the repairer has to be linked/certified by NRMA? so its choosing amongst pre selected bunch of repairers?

exactly what i want to know...not sure racv has a list or not...or they accept all reasonable quote...

my wife's friend's Commodore once was hit by someone and AAMI told her 3 repairers to check the cheapest one...how can she drive a damaged car to check every price...just sounds horrible...