2nd time lucky...

[rabbitoh]

Firstly, thanks to all who responded to my thread re a good Sydney dealer.

I have ordered a black 3 door R32 DSG with sunroof and Satnav from private fleet. Even though I get my fleet discount with my company, they got me a pretty good trade in deal and a cheap install for the SatNav (the car was delivered to Vic a month ago without it). I have put down on the contract, RNS-510 just in case they try and flog the old one off on me n:

The car is only one to two weeks away. Cannot bloody wait Can you believe, the R32 will be 600 bucks a year cheaper to ensure than my 147, through my same insurer. Gold!

Anyway, I will miss my Alfa but so bloody excited to be getting the R32.

[bailey78]

Well done!!...i agree - insurance companies are nuts.

I am rating one, 29yo male, living in St Kilda.

I am with AAMI for 1280 including rating protection.

Its nuts that the GTI is 1490 per annum.

Even more nuts that the Liberty GT is 2200 per annum.

Seems R32's have flown under the insurance radar.

[bailey78]

PS My driving record is flawless without accidents (touch wood)

Living in St Kilda automatically adds 600 bucks to any policy I take out.

[Mischa]

PS My driving record is flawless without accidents (touch wood)

Living in St Kilda automatically adds 600 bucks to any policy I take out.

touching wood aint gonna help you with a beast like an r32!

[rabbitoh]

Cheers Bailey. I am 31, same story, flawless record. Glad the R32 is under the radar though

How have you found the R32? Everything you expected?

[BarneyBoy]

Well done!!...i agree - insurance companies are nuts.

I am rating one, 29yo male, living in St Kilda.

I am with AAMI for 1280 including rating protection.

Its nuts that the GTI is 1490 per annum.

Even more nuts that the Liberty GT is 2200 per annum.

Seems R32's have flown under the insurance radar.

Nuts is right.

I went to insure my GT with RAA and wanted my kids to able to drive it on odd occasions. They refused to insure them as they are under 25 - as it's classed as a sports car. However, I enquired "What if it was an R32?". "Perfectly OK, sir".

Apparently just because the GT (and GTI) have forced induction, they are significantly more of a risk than the heavier, more powerful V6 R32.

Go figure.

[gpk_gti]

WTF??? who makes up these idiotic policies????

[99gti]

PS My driving record is flawless without accidents (touch wood)

Living in St Kilda automatically adds 600 bucks to any policy I take out.

Mine was about the same for the GTI and under 25 living in St Kilda with Just Cars?!? Technicaly speaking I was middle park but only by an ants unspeakables!

[bailey78]

touching wood aint gonna help you with a beast like an r32!

hehehe you're right! that exhaust just eggs you on sometimes

sidenote - mate at work yesterday asks to take it for a spin (we are a couple of car nuts)

take it around the albert park track - work just across from it (most of it is already set up)

I tell him to just drive normally and don't do anything stupid....get this...the c*nt attempts to "show me how to change a gear without a clutch"

grrrrrrrrrrrrrrrrrrrrrr car was making crunching noises...etc. soooooooooo pissed off at him......n:

he has a year old Liberty GT and I can't wait to show him the same thing in that car! Next week he is gonna be my bitch!

big lesson learnt!

[bailey78]

Nuts is right.

I went to insure my GT with RAA and wanted my kids to able to drive it on odd occasions. They refused to insure them as they are under 25 - as it's classed as a sports car. However, I enquired "What if it was an R32?". "Perfectly OK, sir".

Apparently just because the GT (and GTI) have forced induction, they are significantly more of a risk than the heavier, more powerful V6 R32.

Go figure.

I heard the petrol GT can be pretty scary to insure!

Insurance companies really do have no idea sometimes. Ended up going with AAMI as a mate of mine works in the claims dept and said he would look after me if anything ever went wrong.

Allianz wouldn't even insure me for the R32.

[bailey78]

Cheers Bailey. I am 31, same story, flawless record. Glad the R32 is under the radar though

How have you found the R32? Everything you expected?

Hi mate.

The R32 is an awesome little beast. Have just under 2000k's on the thing and am starting to have a bit of fun with it. Only wish I lived further away from work as I don't get to drive it as much as I would like during the week! hehe

Getting decent economy too considering its still a green engine. On the highway I average 8.3-9.0L. Not too sure about city driving as the instantaneous fuel consumption computer gizmo can read out some pretty high numbers when you are flooring it.

My average fuel consumption of 30% highway, 70% inner city driving is 11.7L/100. I don't think that too bad considering I don't exactly baby my car (once its at 90* temp that is!).

Have no regrets at all about getting the VeeDub. Best, most fun car I have owned EASILY. Wish had have gotten one sooner. You will sometimes get someone that is into their cars telling you that they would have gotten the GTI as its a better drivers car - but I'm not all that fussed with that.

Its an awesome car. Solid. Well built. Fun etc. You will love it.

[fbruxel]

congrats on the R32...

1) kill your mate who tried to change gears without a clutch.. or at least sleep with his wife, sister or mother...

2) I can't believe insurance is so expensive in Melb!! I pay less than $600 a year for full comprehensive in Brisbane on a GTI DSG. I'm 28 years old and rating 1 protected too. I would have probably considered an EVO 9 if the insurance wasn't over 3x more expensive (~2k) - the low insurance premium really tipped the balances for the GTI for me.

3) can you drive around Albert Park @ full throtle if you want to? is it a public road or being in a park, a private one? Do you get many people taking their cars around it before the GP??

[Jester_Fu]

Insurance companies base their cost on risk. They assess their risk based on the 'history' of certain models and/or designations. History says that the GTI badge on any car attracts a particular type of person. A turbo on a car has the same effect. Both of these cars will have a significant number of incidents above other model designations.

You will also often find that insurers base their evaluation of risk on the history of incidents on a particular model within Australia. The last R32 had only 200 in Aus, so there's obviously low figures on incidents. The new model will be assessed based on this and the number crashed from the time of their release to the time you insure. Again, no where near as many R's get sold as GTI's. More GTI's sold = more accidents = higher insurance. As more people make insurance claims against a model of car, the premiums will increase.

When i changed models between my last car, i went from a 115kW version to a 133kW version, yet the insurance cost dropped. I asked why and was told that the new model had no previous history of incidents compared to the lower powered model, so it was cheaper to insure. I laughed, and paid my money. The next year, about 9 months after the first of these cars arrived in Aus, the insurance premium had increased 40%. People had been crashing them, so the insurers increased the premium to offset their risk. Now, it's double what i pay for the R to insure a car with 50kW less power than the R.

[fbruxel]

does that happen to be a mazda?

I think it's not just about the absolut numbers of claims though, but in proportion to how many cars there are or something... and value of the car for sure!

otherwise insuring a porsche, ferrari or bentley would be cheaper than a hyundai getz...

[Jester_Fu]

Nope. 'twas a Peugeot.

Of course repair costs (hence car value) pay a role in insurance premium. But it has much more, according to the people i know in insurance who do risk valuation, to do with the number of claims. If there are 1000 Rolls Royce's in Australia, and one is damaged every 6 months that's still a lower risk than 100,000 Mazda's with ten claims every month. What you see is the relative cost of insuring a RR against a Mazda as a percentage of the cars purchase price is lower for the RR.

Porsche is a dedicated sports car (like having GTI badges...) so instantly the risk is higher to the insurer because they know what the car is for and hence how it is most liekly to be driven.