Surprising insurance quotes

[MovieDude]

I am currently looking at getting either a MkV GTI or R32 so thought I would knock up some online insurance quotes. I then did my current car for comparison and was surprised to find the Golfs cost more than my V8 Commodore!

[bazzle]

My R32 was 890 with RACV
May depend on age, location, driving history etc etc.

Bazzle

[MovieDude]

Yes but with those variables the same in each quote but the choice of car different I am surprised to find a V8 6 litre to be cheaper to insure than a 4 cylinder 2 litre.

[goodfella]

Insurance quote is not dependant on engine size.... it is a combination of risks, repair/replacement costs, statistics and lots of Actuary fudge factors.

[Maverick]

Yes but with those variables the same in each quote but the choice of car different I am surprised to find a V8 6 litre to be cheaper to insure than a 4 cylinder 2 litre.

You can't compare a car that is a locally produced low tech poorly constructed car with a euro produced high tech well constructed car. A monkey can build and repair the locally produced gear.

[Blitzen]

You can't compare a car that is a locally produced low tech poorly constructed car with a euro produced high tech well constructed car. A monkey can build and repair the locally produced gear.

Can't argue with that logic...So when are we going to see you produce a local car??

Anyway...I would take the time out to actually ring the insurance companies themselves other than taking the online quote to gospel...Every time I have done an online quote it has been vastly different (in one case over $500) to actually ringing them and talking to them. There are a few variables that the online quotes sometimes dont take into consideration that a phone operator will.

[MovieDude]

You can't compare a car that is a locally produced low tech poorly constructed car with a euro produced high tech well constructed car. A monkey can build and repair the locally produced gear.

That explains why the roads are full of hoons in their cheap to buy and cheap to insure monkey-built V6/8s.

[benno]

Can't argue with that logic...So when are we going to see you produce a local car??

LOL!

Pwned.

[astro]

That explains why the roads are full of hoons in their cheap to buy and cheap to insure monkey-built V6/8s.

Rofl... thats the truth of it isn't it.

I got quoted 1.8k for my aristo im 19years old no crash record... then i rang up to finalize payment and he said oh we made a mistake you are ment to pay 1.5k i was wow who!!!!

[POLARBEAR666]

My insurance renewal from shannons came in.... .went from $1350 to $850

[G-rig]

You can't compare a car that is a locally produced low tech poorly constructed car with a euro produced high tech well constructed car. A monkey can build and repair the locally produced gear.

Feels like monkeys built these MK5's with all the rattles.

[Blitzen]

So Movie Dude, how did you go with your quotes??

[MovieDude]

With NRMA:
Commodore SS (V8 6L): 680
Golf GTI: 720
Golf R32: 780

[Blitzen]

With NRMA:
Commodore SS (V8 6L): 680
Golf GTI: 720
Golf R32: 780

They are pretty good prices. I wouldn't be complaining too much with those.

[MovieDude]

Not complaining just surprised that the 'smaller' cars cost more to insure.