Insurance Renewal

[multi97]

Preston

I'm on rating 1L with RACV and I found that if I "moved" to somewhere like Glen Waverly, I'd save another 2-300 pa. Save another 100 pa if I'm a female driver. Save 40pa if I had a Golf GT Sport TSI instead of my GT TSI

Try Ballarat... My friend moved from South Melbourne to Ballarat and her insurance premium dropped from $1100 to $640... Postcodes!!

Seems like Shannons is probably the logical choice for me, as all the other smaller insurers in Victoria don't seem to like under 30s with a GTI (or turbo engine for that matter).

[multi97]

WTFFF? $1,200?? I pay only $630 and i'm an under 21 driving a Jetta!

What excess are you paying? Unless you're driving the Turbo Jetta, $630 sounds pretty good... especially when you're under 21!

[warhead]

Seems like Shannons is probably the logical choice for me, as all the other smaller insurers in Victoria don't seem to like under 30s with a GTI (or turbo engine for that matter).

Insurance companies must hate me

Managed to get a quote online from Shannons, they want $1630

Next to bingle, RACV is still the cheapest option for me

[multi97]

Insurance companies must hate me

Managed to get a quote online from Shannons, they want $1630

Next to bingle, RACV is still the cheapest option for me

I did a quick alteration of some items with the Shannons quote... If you choose the youngest driver being under 25, Shannons is quite expensive, Between 25-28, its around $200 dollars more than being aged 29...

[maca]

What excess are you paying? Unless you're driving the Turbo Jetta, $630 sounds pretty good... especially when you're under 21!

Excess is now $2050 that I've added my new wheels to the policy, I also opted for a higher excess which results in a lower premium. I think it drops it by about $100 or so. And it's the TDi, not TFSi..

[TDIESEL]

Try Ballarat... My friend moved from South Melbourne to Ballarat and her insurance premium dropped from $1100 to $640... Postcodes!!

Seems like Shannons is probably the logical choice for me, as all the other smaller insurers in Victoria don't seem to like under 30s with a GTI (or turbo engine for that matter).

Postcodes exactly!!
My insurance was just renewed as well. $460 while I was in Townsville, get transferred to Sydney $809

AAMI was cheapest, shannons $890. I'm 40 with TDI comfortline.

Too many variables to really compare or say which is the cheapest company when it comes to insurance.

[nayfen]

Excess is now $2050 that I've added my new wheels to the policy, I also opted for a higher excess which results in a lower premium. I think it drops it by about $100 or so. And it's the TDi, not TFSi..

my excess is $500 and the policy just under $600 for my tdi golf in auchenflower. must be some serious wheels? hope you don't crash period. but if its in the next 15 years the $100/yr your saving will be paid back pretty quickly

[maca]

my excess is $500 and the policy just under $600 for my tdi golf in auchenflower. must be some serious wheels? hope you don't crash period. but if its in the next 15 years the $100/yr your saving will be paid back pretty quickly

My excess only went up by about $150 when I added the value of the wheels onto the value of the car.. Not too sure if it's worth it but as you said I just have to not crash! Auchenflower.. Our premiums should be very similar as I'm in the suburb next to you . However our age difference may play a big part in the price..

[stormshark]

I dropped AAMI this year after 10 years with them for the same reason, switched to Real Insurance..

Very wideranging and confusing quotes on all Golfs i was considering even between ins cpys and same models. Also after good service and 20 yrs changed from AAMI- Surprisingly to RACV? $510 inc $50pa windscreen replacement. New 08 gt tdi.Was sorry to leave AAMI but they just weren't competitive anymore- took a change of car to highlight it!

[multi97]

Very wideranging and confusing quotes on all Golfs i was considering even between ins cpys and same models. Also after good service and 20 yrs changed from AAMI- Surprisingly to RACV? $510 inc $50pa windscreen replacement. New 08 gt tdi.Was sorry to leave AAMI but they just weren't competitive anymore- took a change of car to highlight it!

I reckon they started going downhill around 2/3 years ago... before then, they were much cheaper. I noticed my premiums go up every year since then... Normally they go down the longer you're with them...

[Nathan_B]

1 more week to i get cheap(er) insurance!

Currently my R is under fathers name, full comp wth AMMI for $600 with replacement value stated 47k!

[Big Yellow]

1 more week to i get cheap(er) insurance!

Currently my R is under fathers name, full comp wth AMMI for $600 with replacement value stated 47k!

lolz im paying double that for my .:R!!!

but my agreed value is $57k

[benno]

Hey guys,
I just paid AAMI 640ish for full comp on MY09 GT TDI that I'll pick up tomorrow.

I've heard a few bad things though, and they won't let me pick my own repairer. Anyone had any experience with this?

There's a 14 day cooling off period so I can cancel if need be.

NRMA was the next cheapest at about $800ish but after the dramas I've had with them I was pretty reluctant to go back.

[stormshark]

I reckon they started going downhill around 2/3 years ago... before then, they were much cheaper. I noticed my premiums go up every year since then... Normally they go down the longer you're with them...

Actually multi- thinking more about it i reckon yr right 2-4 yrs ago they started climbing.

[Dilusi]

NRMA was the next cheapest at about $800ish but after the dramas I've had with them I was pretty reluctant to go back.

Hey Benno, what kind of dramas with NRMA? I have just taken out comprehensive insurance with NRMA (Tiguan 147TSI) and have 14 days left of the cooling off period. Do I need to change my mind?

NRMA took about $40 off when I nominated my wife as 2nd driver rather than if I was the only nominated driver. I was insulted until I thought of the $40 saving.