Because, he would still have to pay the excess, and his premiums will go up. Different insurers have different definitions BTW about rating 1 for life etc. RACV increased our premiums as a friend hit our car. Their insurance covered everything and the only involvement RACV (which is NRMA) had was that we informed them what had happened and that it had been repaired by AAMI. Next renewal and we had a big hike, they said even though we were rating one, we still lost some bonuses due to an accident.
So we moved to AAMI who had no such thing. Having said that my Skoda is with RACV as AAMI charge more if you use your car for work.
So we moved to AAMI who had no such thing. Having said that my Skoda is with RACV as AAMI charge more if you use your car for work.
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